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I would retire.

I'd buy a moderately nice place in the city I want to libe in, provably 1mil absolute max, depending on property taxes. I would then invest the remainder, ensuring that with relatively stable investments I could live comfortably on the interest going forward, with the interest covering property tax and my expenses.

I would buy a brick house on top of a forested hill. My nearest neighbor would be a 20-minute drive away.

I would work on my magnum opus of tabletop rpg rules, which I would convert into a video game.

I would commission art and fund the construction of shrines to the four tezcatlipocas.

Fund owl habitat preservation.

Put it all on red

Invest in one of the two startup projects im working on

And watch that 5 mil turn into 5k overnight 😎

Start a vegan commune.

Hire a fiduciary and pay off my debts, which I think currently is just my mortgage.

I wouldn't quit my job straight away. I like my team and I'm learning rapidly having them around.

Travel more, and invest in my hobbies, picking up a couple others that currently are out of reach.

The remaining 14.5 million would grow.

5 Million? O.K. let's roll.

60K for university education, should be plenty.

40K go to paying various bills for friends and family

100K for various charities

1.8M go to building a non-profit high tech eco commune in Argentina or a similarly climatically stable place with features inspired by FM 2030's book Upwingers in regards to future living

300K go to anti-militarist causes

500K go to various vegan groups

200K go to building school projects in developing regions

1M are invested into a photovoltaic power station from which I will extract a $6000 rent p.a. max with the rest of the proceeds going to a fund for disabled people and disadvantaged youths

Last million:

100K for travels

100K for a communal homelab that provides hosting for FLOSS and anti-conservative politics

200K for hackspaces

250K for unions, they better have some conviction though

350K for cruelty free research on rare diseases

Use the "4% Rule", this would be an inflation adjusted $200K per year every year (more or less, the "4% Rule" is more of a great observation than a rule).

I would live on a third, give a third to my family, and a third to local organizations.

I'm a developer and I love it, but hate the current state of the field. I would quit my job and start my own company. It would be a lot less scarry if I didn't have to worry about making money. I could just make the things I wanted.

Exchange it for Euros

Firstly pay tax. Then donate atleast 30% of remaining amount. Then put remaining amount in mutual funds which can generate better alpha and do work that I enjoy or like and retire when I feel like

I’d retire.

Leave my country, buy an old decrepit spooky mansion in a non-Western country, and spend the rest of my days pretending to be a ghost whilst using the remaining funds for small acts of charity for the nearest town/village. I wanna see if I can create a legend.

Pay my mortgage and invest

5mill could pay a lot of poor people to hurt rish people...

If the US had universal healthcare then I'd already retire. As is, $5m isn't safe to retire with health issues/needs

i'd fund a militia to start guerrilla warfare against the bourgeoisie.

Pay off debts. Invest the rest structured in trust funds for my kids. I don’t got many years left. I’d rather they get it while they’re young enough to enjoy it and not let it all get siphoned away by the “end of life” care system in America.

Own a house, then business as usual

Retire. Don't like my job. Tech is circling the drain.

Other people posted some details but essentially if you're not an idiot you can park that in safe investments and live a happy life.

I get so frustrated when I read about people who like win a few million, blow it on like stupid cars and houses, and end up poor again. Just don't do that.

pay off my parents house, and fix up the stuff weve neglected. finally upgrade my ram lol

Set the kids up and then move to Uruguay

Drop it in investments and work for another year. The extra year of work is so that I can get the investments to move to long term capital gains tax rates. With that sorted, I can now retire. Even a simple index fund often returns an average around 7%. So that's ~$350,000/year. Pull $200,000 and leave $150,000 for growth. Exact numbers will fluctuate, but it will be close. I'm going to get taxed at something like 12.5%, or about $25,000 leaving me $175,000 to live on. This isn't monthly vacations in Tahiti money, but it's a pretty comfortable living, if I'm not stupid and wasteful. If I really want to stretch things out, I can always move to a lower cost of living country. Though that often carries personal risk with it, and I don't know if I'd want that extra stress. Numbers would also change based on how that original $5mil got taxed. If it's something like a lottery win, it would shave the numbers down a good bit by taxes.

Get set for retirement and give away a few million. I don't need that much money, and it could really make a difference in other peoples lives

Buy a plot of land with a nice view and construct one of those nifty passive houses. Also get my teeth and knees fixed, put together a nice home lab, and go travelling. Split the surplus between retirement savings and donating to causes I find worthy.

Nothing crazy. I wouldn't try to invest it someway to get mo money, beyond an interest bearing savings account, because chances are good I'd lose it.

Pay off my house. Travel a bit--France, Spain, maybe SEA for the food and to experience something different. Buy a camper van and visit the old campgrounds in CA and OR my family had vacations at when I was a kid. Leave as much as I could to my son after that.

I would buy a house, and go to university to study physics.

I'll tell you what I'd do, man: ten chicks at the same time, man.

I'm moving to Europe.

Put it with rest of investments. Wait a year till capital gains kick kicks in then probably retire on interest.

Alternate between going full retirement mode by turning the money into $200k a year and planning for a mass collapse by buying farmland tucked away in the Appalachian Mountains.

No I didn't.

Setup a business idea I've had since I was young. I don't think it would work in the us so I'd try somewhere in Asia.

Pay off the house, catch up on repairs, then sit on it because it'll fuck my insurance and be gone paying for medical stuff in maybe ten years

Double it and pass it to the next

Pay off the house I live in, put 100k in trust for each of 4 family members, buy a much larger house and hire a paid staff of 3 and 1 volunteer and make it into a free shelter for single mother victims of DV and their children, set up a trust to pay for the education of both the mothers and children for the duration of their residence, and probably buy a commercial property so my mother can open a charity shop in it as she's always wanted, and bank the rest for some interest. I'd still keep doing my job because it's not very hard. Maybe negotiate down to 4 days a week.

I'm pretty financially comfortable and so are the members of my family that I care about. I'll be inheriting two houses when my separated parents die, so I'm not really sweating for retirement money.

Pay off a bunch of debt. Invest the rest.

It's a boring answer, but it's true. I've had a stable financial situation rug-pulled from under me three or four times already in my adult life. I'm sick of it.

I don't even want to be financially stable for my own sake. I want to be able to tell my kids yes when they ask to eat at McDonald's more than once a week. I want to be able to help everyone I know who needs it. I want to be able to pay for my wife to fly back home to her grandma's funeral without worrying about if I need to sell a car to pay for it.

Move to China

Pay off our mortgage, pay my wife’s student loans, give my parents $1M, buy my sister in law a home to live in rent free, save the rest for my baby girl, 50k invested for all my nieces and nephews, and have another baby.

mm retire i guess and dont tell anybody

Probably the first thing I would do is to exchange them for gold-backed currencies.

Exchange them with euro.

Immediately invest a million into China directly for Chinese citizenship, then 4 million via wealth management companies so I and my children can live off of dividends for the rest of time in China.

Even 1% dividend monthly on 4 mil is $40,000 a month.

Get 3 week early access to the episodes of a youtube series

Pay off the house, and all debt, buy a Slate truck and a 30 year old Subaru. Install solar and a battery. Build an Earthship. Buy tools and other supplies at auction. Invest the rest. Shelter those in need. Tip well. Hunker down and prepare.

Buy real estate, bitcoin and some type of food truck

Create a non-profit, make music, create a design studio, fund local collectives, invest on my retirement, maybe do a masters degree..

Pay off my parent's debt, retire them, pay off my own, spend my days reading comic books and messing around in Blender. Stay at my cheapish area, have my parents sell their house and move to a bigger one. Travel more since I'm near an airport. Avoid anything too expensive and live mostly the same lifestyle so it doesn't run out. Invest in the safest thing possible since at 5 mil youd be making 6 figures a year letting it sit.

I would purchase 3 to 5 homes in the US.

I'd buy a mountain and build a nature retreat so friends and family could visit. I'd probably only spend a million or two on it, after the land and off grid infrastructure I'd build it myself, making cabins and gazebos over time. I'd curate the land to be full of fruit bearing trees and make animal friends

Then I'd make more friends and invite people to stay. I'd look for damaged people and offer them a refuge from the world for as long as they want

I'd probably buy a significant amount of silver, yuan, and euros as insurance. The rest I'd hand over to a financial advisor after taking time to find someone I can trust, then I'd try to never think about money again

I'd spend most of my time enjoying a life surrounded by nature and friends who are free to live without worries. Travel occasionally to meet new friends and see more of the world, but mostly I'd just be happy to live freely

Invest in opening a chain of actually good pizza restaurants in San Francisco.