Yeah that would be me too. Where I live you can get a pretty nice place for $400k+, so let's say $500k off the principal, so $4.5 million left over. If you can get, say, 5% interest on that then you're getting $225k per year for doing absolutely nothing. Even if you can only get, say 2% interest, that's still about $90k/year which is not extravagant but doable.