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[–] 106 points 2 months ago* (last edited 2 months ago) (22 children)

Feels like it. I'm getting the most pay in my life and 5 years ago it would have been comfortable. Now with the cost of everything I'm just eeking by. Hell I drive a 30 year old car still as I can't afford a new one or even a newer used one

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  • [–] 12 points 2 months ago* (6 children)

    Motorcycles are much cheaper, easier to maintain, and convenient if you don't live in a place with snow. If I ever go back to America, I am selling my 20 year old toyota and buying a sensible Honda Motorcycle.

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  • [–] 58 points 2 months ago (2 children)

    I would totally ride a motorcycle if I wasn't surrounded by people on their cell phones not staying in their lane.

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  • [–] 15 points 2 months ago* (last edited 2 months ago)

    The bigger danger is people not looking or their brain not working and pulling out directly infront of you.

    Unless you live in America, then the biggest dangers by far, accounting for >3/4 accidents are drinking and riding or going into a turn too fast for conditions and eating shit.

    Here in vietnam, its probably people with a phone in their hand riding into the back of stuff, then alcohol.

    In Cambodia its probably people with shit tires and no helmet lowsiding and getting squished by an oncoming truck or banging their heads.

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  • [–] 7 points 2 months ago* (last edited 2 months ago)

    I've been bumped by people doing the no-look-lane change once hard enough to deform my foot peg, as long as you have grip, there is a lot of force trying to keep a moving bike upright.

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  • [–] 11 points 2 months ago*

    I actually used to ride believe it or not. But with starting a family and the insane amount of distracted driving here in the US I quit. It's disturbing to see people with their phone in their hands while driving. Plus I didnt want to leave my family without a father. I loved riding and still miss it

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  • [–] 2 points 2 months ago (1 child)

    I used to ride, but even bikes are getting quite more expensive, and it's much dangerous to ride on at least in the US as everyone is driving bigger and bigger vehicles and more distracted as well.

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  • [–] 1 point 2 months ago

    I know Harleys are overpriced, but you can get a brand new cb750 for 7-8K, cheaper most of the world.

    What is weird is that much cheaper bikes the third world gets are way more expensive in the US, a XR150L is 3.4K in the US, a CB150 verza has the exact same engine, it's less than half the price in Indonesia.

    Same with the Honda Wave in asia vs Grom in the US, they switch the functional frame/clutch for something "sporty" and just double the price.

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  • [+] -23 points 2 months ago* (last edited 2 months ago) (14 children)

    you can't afford a 25K civic or similar?

    issue i see with people is they seem to want 50K cars. at least going by the average price of new car purchases, but most car buyers buy like 2x the car they actually need.

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  • [–] 27 points 2 months ago (1 child)

    Something like 65% of people can't afford a $1k emergency. NO thry can't afford a payment on a 25k civic. We are all people scraping couch cusions to get a used car lot $4500 Toyota.

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  • [–] 5 points 2 months ago

    Don't know about you, but a $4,500 used Toyota in my neck of the woods would be an early 2000's Toyota with 200k+ miles and in serious need of expensive repairs. And those living paycheck to paycheck wouldn't have a way to put down the cash to buy even that car.

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  • [–] 4 points 2 months ago* (4 children)

    Nope not with kids and a lack of child care. One parent stays at home as their paycheck got devoured by child care and I work. Both of us with degrees in tech too. Once both kids are in school maybe she'll be able to work part time but obviously someone still has to go pick up the kids. I have zero family support. My parents died of cancer and meth.

    I'd love a hybrid civic or corolla. Hybrid mostly to save on gas. I absolutely don't need a F150 or something

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  • [+] -7 points 2 months ago* (last edited 2 months ago) (3 children)

    childcare is about 3K a month max in a HCOL. even with 2 kids that's 6K a month.

    if you both have degrees in tech in your 30s, you should both be making like way more than 6k a month. neither parent should stay home, unless it's a lifestyle choice. i have known a few people who did this. a dual income tech couple should be pulling in well over 200K/yr

    and yeah if you are poor because of lifestyle choices... that's not struggling. that's you choosing to make less money than you could. or i suppose you could be 24 or something and both be making 60K, but why you had kids so early is against a lifestyle choice and your struggle would again be self-imposed.

    and by the sounds of it you very much could afford a cheap least or car payment. a lease on basic hybrid civic is 250/mo or so. sounds you aren't open to leasing a car though and think you have to purchase it outright.

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  • [–] 6 points 2 months ago (2 children)

    Got to love when people say 24 is young to have a child and it's a choice. Not every state allows abortion, and even with birth control and contraception, children occur.

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  • [–] 1 point 2 months ago (5 children)

    At least in the US the average new car price is now close to $50k. That's the reason car loans now are going upwards of 7 years. A lot of the car price is more and more expensive safety features being added on cars. Add in, you are quite a lot safer in a modern new car compared to even a 20 year old car.

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  • [–] 0 points 2 months ago* (4 children)

    yes, but all those feature are in 25K cars.

    It's just that people don't buy those cars, they would rather financially ruin themselves buy 2x the car for the 'image' of it. Just like how many people by unreliable, bad MPG, shitty cars, but whine about the cost... because well they 'have to have a Jeep'. So now they have a 50K car that is going to need $1000s in repairs just to keep it running after a year or two.

    And 99% of people who own Jeeps never offorad them, they'd be better off with a Civic or Corolla, but they can't get over themselves, they'd rather whine about being poor and broke while paying 4x the cost for a car that they need to.

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  • [–] 1 point 1 month ago (3 children)

    If you look, there are very few $25k cars these days, hence the comment, the average is $50k for a new car in the US.

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  • [–] 0 points 1 month ago* (last edited 1 month ago) (2 children)

    there are tons of compact suvs and sedans at that price point. almost every major brand makes them.

    the issue is people don't want them because they are 'too small' or 'don't feel safe'. they would rather pay 50K for a big ass car and whine about it then buy one that's half the cost and 2/3 of the size. And almost all of them are just commuting to work in it, they will never ever use the extra space or capacity of the larger vehicle. and if you argue with them and point this out, they will tell you what a stupid ignorant asshole you are and how they 'need' a 50K car, and they couldn't possibly ever buy a shitty small car like a Civic. And most of them will go further be like 'well i can only afford the 50K car, but I REALLY WANT the 80K car.' Tons of people buy these 80K 3-row SUVs and whine about how expensive they are, when they absolutely positively have no actual need for a vehicle that large. but psychologically they need it because it's a status symbol and reflection of their 'pride and value' of themselves.

    you can get a brand new HRV or Civic for 24-26K, but people refuse to buy those cars, they want the Passport which is 45K to start.

    fwiw i drive a 10 year old hatchback and people endless tell me shit like 'you have no self-respect if you drive such a shitty small car'. and i ask them what car I should get then, and they always say 'audi/bmw 5/7 series SUV'. Because it's not about the utility or use, it's all about the fragile image they are protecting by owning a large expensive vehicle.

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  • [–] 1 point 1 month ago (1 child)

    Meh, knowing people that have been t-boned and are permanently disabled because they drove too small of cars, the unfortunate reality is newer cars are safer, larger, and you are more likely to survive. They are also more expensive. But hey, when your teenage daughter ends up a paraplegic in your 10 year old hatch back, maybe you will feel something about not buying a safer vehicle. At least you saved a few bucks.

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  • [–] 1 point 1 month ago* (last edited 1 month ago)

    a larger car was not going to save you from being hurt while you were t boned.

    that's the myth they use to sell larger cars.

    often smaller cars have better crash ratings, but whatever man, keep whining about car prices while you pay for 2-3x the car you need.

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  • [–] 60 points 2 months ago (2 children)

    One thing I've noticed is that movies and TV shows don't use exact amounts of money anymore.

    'The Rockford Files' always talked about Jim's $200.00 a day fee, and characters would say things like 'Hey, this is a fifty dollar jacket' or 'That house must have cost $100,000.'

    The $5.00 milkshake was a big plot point in 'Pulp Fiction.'

    Prices are going up so fast that what was unreasonably expensive when the script was written will be the norm by the time the show gets aired.

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  • [–] 22 points 2 months ago

    I noticed that when watching How I Met Your Mother as a teenager, they almost always avoid naming specific amounts of money. The narrator might replace an amount of money with "crapload" or the characters might show eachother a money offer on a piece of paper. Older shows like All In The Family, made in the 70s, frequently mention specific amounts of money but now, with inflation, those amounts of money sound laughably low. Bread for 11 cents? I always figured modern shows avoid mentioning specific amounts of money to try and keep it timeless so in the future people won't laugh at what was considered a high or low amount of money at the time

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  • [–] 13 points 2 months ago*

    To be fair, they're trying to make "evergreen" content, meaning it stays funny/meaningful/believable/etc. no matter how far into the future that you watch it.

    That wasn't really a thing until the 90s though. Probably started with The Simpsons

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  • [–] 51 points 2 months ago (4 children)

    Yeah, shits tight and every institution is in decay. On the other hand it's only gonna get worse until it gets better, so theres that.

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  • [–] 36 points 2 months ago (3 children)

    ...and it's probably going to get a LOT worse.

    To put things in perspective, imagine it being way, way worse in 5 years and the point you are at right now is the least struggling you've been through that you can remember. You might look fondly at these days, before shit hit the fan.

    Try to save whatever you can.

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  • [–] 11 points 2 months ago (2 children)

    Yeah that's why I think its important to be a part of a community, if you can.

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  • [–] 5 points 2 months ago (1 child)

    More than that, we have to be a worldwide community, because those who are receiving the benefits of our hard work act at that level. Left, right, democrat, republican, none matter, the strings are pulled by the same people. We are in this together, we have to see through the bullshit and help each other.

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  • [–] 47 points 2 months ago (5 children)

    I’m good. Though, I feel like I don’t really have the life I expected for my current level of income. Like my parents made a lot less, but had it better.

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  • [–] 5 points 2 months ago (2 children)

    Even before my unemployment I felt this way. I mean by felt that its just a fact. My father never went to high school. Im not saying did not graduate. Im saying never went. Mom only worked a few part time jobs and never for a need for money. Grew up in a massive 5 bedroom house and we always had 2 or more cars. Dad was a janitor. I have a BS and masters and had changed to IT due to my first career not paying enough and have no kids (I had 6 siblings). One car and two bedroom condo is my max achievement and im running through savings in my 50's. Oh my dad had multiple pensions and a good amount of retirement savings.

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  • [–] 1 point 2 months ago (1 child)

    Sounds like he had a union job and/or worked for govt. Like a janitor in a school district.

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  • [–] 1 point 2 months ago

    yeah but the bs janitor jobs were not such a thing back then to. LIke being a janitor at abbot in the 70's was non union and non government but nice. Janitors were in house and part of the company and not part of a service.

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  • [–] 1 point 2 months ago

    I sure get that. My dad did 80 hours of trade school in turn late 90s and turned out a six figure job with one day off a week and it was plenty. I do better now than we did then, but it took a PhD and like 17 years of work. Consequently I'm an older dad, but I guess it is what it is.

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  • [–] 1 point 2 months ago

    I feel this. I love modestly but my parents had it worse so we didn't do much either. What gets me is the amount of people who are reaping the benefits of generational wealth which I think is the only reason my peers are affording the lives they have.

    It's part of why I associate most with immigrants. They understand the struggle more than people who look like me.

    I have an Indian coworker who lives with her husband and child in a 1 bedroom apartment and she's the single breadwinner and struggles hard. I admire her more than anyone else in my office.

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  • [–] 79 points 2 months ago (5 children)

    Not everybody.

    All of the worst people you know of or can imagine are doing GREAT.

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  • [–] 2 points 2 months ago* (2 children)

    I'm doing great.

    if I claim I'm doing awful, does that make me a good person all the sudden?

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  • [–] 25 points 2 months ago

    Not just financially, also mentally and emotionally!

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  • [–] 24 points 2 months ago

    We don’t generally have to worry where our next meal is coming from, but there is little to no wiggle room after that. Savings? Lol. Investments? See savings. No vacations. No subscriptions. Just rent, food, and bills. We’re one unexpected large expense away from homelessness at any given time. But we do have the essentials covered.

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  • [–] 24 points 2 months ago (1 child)

    Financially, no. Emotionally, fuck yeah.

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  • [–] 11 points 2 months ago

    Same. Im at the point fortunately where by pocketbook can still stretch farther than my ability to deal with this bullshittery. I will live. But I'm pissed about it. And my heart goes out to those that can't. I don't have a solution but I hope we fix it soon.

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  • [–] 47 points 2 months ago (1 child)

    I'm not struggling but damnit i want some fucking slack.

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  • [–] 16 points 2 months ago

    I have been rather fortunate, and well paid (~$120K after taxes and savings). Even 3 years ago, I didn't have to think about money day to day. I was brought up with a very modest lifestyle, so the things that feel extravagent to me were affordable in that context.

    Today my wife and I eat out less, shop for groceries differently, and plan things that used to be a small purchase more carefully. It's not a struggle in the important senses, but I have a clear feeling of "it's going to get worse", and I want to make lifestyle adjustments ahead of that rather than falling behind it.

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  • [–] 16 points 2 months ago (3 children)

    I am well off, but not well off enough to lift other people out of their misery. I contribute what I easily can, but every day I wish for the world to change, even if that means having less income as a result.

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  • [–] 2 points 2 months ago (2 children)

    I often think that if I won the lotter or such while my personal situation would change it would still be depressing because of the world situation. Its like even with excess what charity to focus on. Unfortunately I think anything excess would need to be used for politics nationally to try and change things which would be so much less personally satisfying than working with charities locally.

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  • [–] 1 point 2 months ago (1 child)

    And that number would have to be astronomical. I thought I read that disgraced trillionaire number 1 was putting like 300M in the Republican war chest? Like youd have to win the Powerball north of 800M to have an observable effect of you dump it ALL in.

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  • [–] 16 points 2 months ago

    We're by no means struggling relative to what many are going through right now, but we definitely already lost multiple safety-nets in a very brief amount of time under Trump's 2nd term.

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  • [–] 15 points 2 months ago

    i'm fucked.

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  • [–] 14 points 2 months ago (4 children)

    I've been unemployed since 04-2025, and while I still have a long way to go, my savings are starting to dwindle. The job market is tough for coders that find generative AI, wasteful, unethical, and a copyright hazard, in addition to not being much impressed with the output, even from tests earlier this year. I wonder if the new convenience store needs people.

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  • [–] 3 points 2 months ago (3 children)
  • [–] 14 points 2 months ago

    I am.

    I'm so god damn hungry.

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  • [–] 14 points 2 months ago (3 children)

    Everytime i manage to save a few thousand and think im adding to my savings, suddenly we need a root canal, i blow a tire, doctor wants an MRI because he felt something odd.... and poof, all my savings are gone.

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  • [–] 7 points 2 months ago (2 children)

    I literally refuse to look at our bank balance. The moment I look and think "oh, that's better than I expected" then the AC dies, or our roof starts leaking and needs replacement, or some other bullshit happens to consume every last penny we have.

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  • [–] 3 points 2 months ago (1 child)

    I always thought i was 2 paychecks away from being homeless.

    Now im also worried about the C level morons saying AI can do my job and let me go. They already require everyone use AI to gen code. Eventually, they will expect AI to architect the product too.

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  • [–] 3 points 2 months ago

    On the plus side, I have been in the biz long enough to have heard the "developers are a thing of the past" speech often enough to realize it's bullshit. Unfortunately, I have also been around long enough to know that the idiots in the C suite will use any excuses to cut people loose if they think it can get them even $1 more on their next bonus. I also have never ever seen a dev let go because something came along that made them more efficient, quicker, and able to do more work in the same amount of time. What happens instead is that the already "overly optimistic" time lines get even shorter and more unrealistic.
    The short of it is, if they let you go, it wasn't because of AI, it's something that they were planning on doing anyway.

    I know that doesn't really help the anxiety, but understanding that can change how you react. For instance, rather than being upset with being forced to use AI. Lean into it. Learn what it can do and what it can't. Fucking abuse the credits that they are paying for. When you run out, ask to be moved up to the next AI tier/usage allowance, and then do it all over again. Do shit like running 2 AIs on the same job and seeing who gets closer. Set up tests that have AI run these comparisons for you. Have AIs run subagents that rubber duck, review, test, verify, ect., the entire work ticket from end to end. Work on augmenting those skills that AI fails at, and add AI expert to your resume (because that is the next bullshit thing that companies will expect on resumes). But the big difference between you and everyone else will be that you have some real insight and experience to talk about with confidence.
    And if your learning curve happens to cost them so much $$ that the AI vs employee cost difference begins to rapidly shrink, well that's not really a bad thing for you either.

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  • [–] 14 points 2 months ago (2 children)

    Not struggling, but not living the high life, either. No retirement savings, so I'll be working until I die, probably, but at least I like my job.

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  • [–] 11 points 2 months ago (1 child)

    This is me, except I don't like my job either. Still, when I compare my situation to others in my city, it could be much worse.

    And while I don't have any retirement savings yet, I'm 35...if I can get that ball rolling soon, I'm hoping I'm not completely fucked.

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  • [–] 27 points 2 months ago (8 children)

    Nah, I'm doing just fine. I have a steady job, frugal lifestyle and quite substantial savings/investments for someone my age. I could live for years without income.

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  • [–] 6 points 2 months ago (4 children)

    Same.

    Also self employed. Got plenty of work lined up, savings, pension, cheap mortgage.

    Each year looks a little better than the last one.

    I think part of the reason it seems everyone is struggling is because of two reasons.

    One, lots of people are struggling. Two, no one wants to hear from the few who aren't.

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  • [–] 1 point 2 months ago

    Without income id be fucked but at the same time kind of like you I have the equity locked away. I could as of now move back to a small town mortgage free. I choose not to because I need to milk the system as much as I can before I parachute back to nowhere.

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  • [–] 13 points 2 months ago

    Struggling?

    No.

    Drowning, yes.

    the finances I have to manage are a 12 pound bass hanging off 4 pound line.

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  • [–] 13 points 2 months ago* (last edited 2 months ago)

    I've been aggressively cutting my food bill and making do with the cheapest staple foods. Not ramen, but like the cheap vegetables, bulk rice and legumes, not much meat, no dairy. Making my own sweets, bread, ECT. Lots of soups, stews, vegetarian curries. Getting free fruit from neighbours trees. That's the biggest expense I can cut right now. I'm increasingly frugal on just about everything else, and doing side gigs wherever I can. I even stopped buying books and started going to the library once a week.

    I wouldn't say I'm struggling, but I'm all out of things to cut.

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  • [–] 13 points 2 months ago

    I have moved back in with parents, who are struggling to pay their own bills. It's mutually beneficial, but goddamn does it make transitioning hard. I doubt they would kick me out since they'd lose the house when they can't pay bills, but in the meantime I would need to find somewhere to put up a tent and hope I can store my stuff somewhere cheap.

    Since my spouse got fired over a medical issue, and their health has since spiraled, we have been eating through our savings. "Luckily" I just started a second job today.

    Sure would be great if you could survive on a single income as a family like people used to be able to do. We'd have to make billionaires extinct first(and even then it'd be a long road getting from here to there) and unless society does a 180, that's not happening.

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  • The fediverse undoubedtly skews to the educated middle class; most of us are squeezed but not dry.

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  • [–] 12 points 2 months ago* (1 child)

    Financially? No, I’m doing pretty well, having made a lot of boring but good long term decisions, gotten a few lucky breaks, and had the sort of career where I’ve always been able to find a new job when I needed to. Though with the rise of LLMs that may not be true in a few years.

    Health wise though? Fuck. And the mental fallout from that sucks.

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  • [–] 3 points 2 months ago

    Yeah, the burnout is real. I keep trying to do everything I can to keep it from being ever present, but I feel without a career change and a massive risk to my financial stability that I am utterly stuck and will just keep getting fried out at the cost of keeping dinner on the table.

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  • [–] 12 points 2 months ago* (last edited 2 months ago)

    My economy is incredibly solid, and I'm not the most frugal. Could live off savings for more than a year.

    Living in Scandinavia, background in physics.

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  • [–] 12 points 2 months ago (1 child)

    My sales had a significant drop the past several months, it's now just barely over my bills. And my bills are really small compared to most.

    Quite freaked out about it. Keep thinking sales are coming... Xmas is soon... Where are the sales?

    I setup rain water catchment and solar power, so at least I have free water and power.

    Counted my stash of canned foods yesterday and checked all the experation dates.

    Just making sure I have: food, water, shelter. No matter what happens, hopefully I can ride it out here.

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  • [–] 2 points 2 months ago

    I've ramped up my garden from a hobby to being more productive for food this year.

    Engaging in more rain catchment as well, though I need to get bigger tanks -- at least some IBC totes, but ideally a 500 gal cistern. My pool is admittedly also my emergency water ration. Solar, I have panels and am amassing pieces, but I haven't quite figured out how I want to integrate it. I have what is needed for a primitive off-grid setup, should it be necessary, but would love to go a couple steps further.

    My biggest objective is getting proper acreage somewhere with water that I can transition into a more sustainable homestead.

    You mention Xmas and last year was the first one all adults in my extended family agreed not to exchange any gifts, both to save money for rainy days ahead, and to also pinch this economy further to prove a point and bring people to wake up and vote Democrat (most sadly only learn by how it impacts their bottom-line, or the big numbers at the gas pump). We plan to do the same this year as well. Sorry you're caught up in that.

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  • [–] 12 points 2 months ago (1 child)

    Is it great? No, but I'm above water and not having to cut back. Couldn't afford kids though

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  • [–] 11 points 2 months ago

    Struggling a bit more financially but I prepared for this tbh. I expected shit to get bad, and still think it will get worse.

    To put things in perspective I'm learning stuff in case the next depression happens soon, like planting potatoes, food preservation...

    Save whatever money you can now. This might be the least you struggle financially for years.

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  • [–] 11 points 2 months ago

    I have some friends that are doing okay but they were able to buy houses before everything went to shit. Those of us that didn't are all pretty fucked.

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  • [–] 11 points 2 months ago*

    No. But I do feel slightly bad about it.

    Don't have kids I guess? 🤷

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  • [–] 11 points 2 months ago (2 children)

    Gliding on old savings, but hopefully the new job (39% raise!) will get us back afloat.... for now. It's like I have to keep changing jobs so I can get raises that even begin to match the cost of living increases from corporate greed.

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  • [–] 11 points 2 months ago (1 child)

    I am.

    To answer your question, though: no. Some people are doing GREAT. It may not be a majority of people, but anyone who was rich in 2015 is now super rich. The super rich are now obscenely rich. Even a majority of the moderately well-off - e.g. people who own their houses outright or people with >3 times their annual income in investments - are doing pretty damn well. That is part of the reason that Trump, no matter how vile or incompetent, never dips below 30% approval. People will overlook all kinds of evil when their bottom line is improving.

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  • [–] 21 points 2 months ago* (last edited 2 months ago) (1 child)

    It’s pretty bad at the moment.

    Had to sell the helicopter after last quarter’s revenues tanked and fuel prices are out of control. Kinda awkward since the yacht still has a helipad.

    Really just hoping people are too into their own yacht to notice..

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