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[–] 144 points 1 month ago

Google sitting over there just like "sux to be you, dude".

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  • [–] 128 points 1 month ago (5 children)

    ITT: person deserves life changing debt and losing his job because he made a mistake

    Cmon yall, you can be critical of someone's actions while also recognizing 6 figures of debt is absurd and not a reasonable outcome of this.

    What really should be the case is that the dad learns his lesson, loses company card access, kid learns his lesson, google writes it off, and the kid's account is permanently banned.

    We don't need to ruin someone's life for this

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  • [–] 72 points 1 month ago* (3 children)

    Legally, the kid wasn't old enough to contract the ads.

    It would not stand in court.

    I question using his work card to pay for some robucks for his kid.

    I question that his credit card was saved for Robucks, but was able to be used on Google Ads.

    I would not be surprised if he lost his job. I think that's not unreasonable though the economy sucks.

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  • [–] 23 points 1 month ago (2 children)

    Losing his job is a 50/50 IMO. We don't know how his dad performed at work, if this is his first offense, etc. If all goes well, the dad gets google to write off the cost. Then the company sees that as a learning lesson and just revokes his card access. On the other hand, it could mean he is fired if he has already racked up other violations.

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  • [–] 25 points 1 month ago (1 child)

    They're probably running unlimited Amex. Google should legally have to write off the ad spend and cease the account.

    100k offense from negligence. I've not worked anywhere that would shrug that off. Of course, he could be family or otherwise protected.

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  • [–] 1 point 1 month ago

    100k offense from negligence. I’ve not worked anywhere that would shrug that off. Of course, he could be family or otherwise protected.

    I've seen negligence cause costs approaching 100k at my current job (and thankfully leadership has changed so that isn't happening anywhere near as much) but the way I see it, if he's a really good employee and Google writes off the charges he could possibly narrowly keep his job. But I don't see him keeping his job if Google doesn't write off the ad fees. (Barring of course being owner/family to owners)

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  • [–] 27 points 1 month ago

    Right?

    I swear people hearing stories like this want the absolute worst outcomes for everyone possible with 0 empathy.

    He likely used the company credit card once, got some pop-up and instinctively clicked "yes" as most people do causing the card to be saved to the browser.

    I'm sure the dad will find a way to reverse the damage (or at least greatly minimize it) and both will have learned their lesson.

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  • [–] 66 points 1 month ago (3 children)

    Why is a nine year old on you tube, worse with their own channel?

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  • [–] 4 points 1 month ago (1 child)

    It's kind of the lemonade stand of our time. Get some feel for how markets work, and exercise some generally applicable skills (video editing).

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  • [–] 5 points 1 month ago

    Hell no it isn't. I would never let my nine year old have a youtube channel.

    I kind of get what you are driving at, but the huge difference is the kid actually runs the stand, and the customers are (likely) friends and neighbors.

    Not some major profit corporation trying to use you as a product to sell ads.

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  • [–] 66 points 1 month ago (4 children)

    Any company that issues its employees credit cards with six figure limits will have no issue reversing the charges trying to sue Google.

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  • [–] 284 points 1 month ago* (last edited 1 month ago) (21 children)

    I'm sorry, why is a 9 year old even allowed to post to YouTube? There's a lot of mistakes the Dad made to lead up to this, hard life lesson for him mainly.

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  • [–] 139 points 1 month ago (7 children)

    I watched Charlie's video on this and the dad takes a lot of the ownership of what happened and how having all your accounts connected via Google can backfire spectacularly when the only thing the kid really understands from this is, more money = more views, and "dad set a limit" so as long as the card clears, it must be good to go. Crazy story.

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  • [–] 80 points 1 month ago (6 children)

    The first failure was allowing his kid to have a YT channel at all, or at least not one that is heavily monitored and restricted by him or the other parent. The financial fuck up is the consequences of poor parenting.

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  • [–] 14 points 1 month ago* (3 children)

    Parents are going up against multi-billion dollar companies, no one has sufficent parenting skills for this except the Amish.

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  • [–] 4 points 1 month ago (2 children)

    Well sure but I mean, just don’t set up the YouTube channel for your 9 year old? Seems pretty simple to me.

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  • [–] 0 points 1 month ago (1 child)

    That would assume dad has the time and energy for that. In a world where both parents need to be working in order to survive. Most people have no clue how any of the digital world works, but we somehow expect everyone to master it all when they have children?

    Wild take, tbh.

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  • [–] 3 points 1 month ago

    He knew enough to know that his 9 year old was posting videos on YouTube and gave him a credit card to buy ads. It's poor parenting and ignorance is a bullshit argument. You don't have to master the digital world to know that letting your prepubescent child post content online without strict oversight is bad. Again, he clearly knew this was happening because again, he funded it. Shit parenting.

    I know single working parents with multiple kids that are surely worse off than this guy that aren't this stupid and are better parents just by being attentive to their children's actions and hobbies.

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  • [–] 70 points 1 month ago* (last edited 1 month ago) (8 children)

    IMO that's not the issue

    The issue is the lack of safeguards. In our rush to call out the dad based on the headline, we shouldn't let Google and the banks off the hook. The dad should have set limits on the card/account and paid closer attention to the kid's view/ad activities, but both google and the banks benefitted from the poor design/usability issues that led to this.

    EDIT: Since it was the company card, maybe the dad couldn't have set limits on there. He used the company card on an older purchase, and since it was tied to his account, google offered the card as a payment option when the kid went to boost his ad. While I'm at it, screw the advertising industry that made YouTube into the mess it is now.

    As for this bit

    why is a 9 year old even allowed to post to YouTube

    I remember about 15 years ago, a lot of kids wanted to post gameplay videos and music/art they made to YouTube. Some parents handled that poorly yes, but others took the time to watch the videos and approve them before anything was uploaded.

    Kids want to explore their interests and it can be healthy to explore it with them, and teach them things along the way. Telling them no outright might push them to do it anyway, but this time without supervision.

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  • [–] 6 points 1 month ago

    It's ultimately a parenting failure. But there should be way more education for young adults about online safety and parental controls.

    If the parent is in full control, then they can upload their content, thats more responsible. I dont personally agree with it anyway, I think 9 is far too young to expose to the internet like that.

    I think YouTube should require a password everytime you make a purchase, but still this wouldnt have happened if the parents were better educated. They learnt a hard lesson.

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  • [–] 2 points 1 month ago

    Google make it obnoxiously hard to use a card just once. You have to explicitly delete it, and cancel or individually move every subscription an account may have to other payment methods before it can be deleted

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  • [+] -9 points 1 month ago (5 children)

    Yes, parents have to let kids do anything they want because kids will do it anyway. Parenting 101.

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  • [–] 25 points 1 month ago (3 children)

    I read it more as, if your kid is intent on something, rather than slap them down, try and work with them to turn it into a positive experience.

    Most kids adore doing stuff with their parents. It lets them practice adult skills, with the safety net of a trusted adult behind them.

    With something like streaming, it would be down to the parent to keep them safe and let them explore their creativity. It sounds like this dad screwed that up, but is trying to at least own his part of that.

    There are nuances between feral parenting and helicopter parenting.

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  • [–] 6 points 1 month ago* (last edited 1 month ago) (2 children)

    And if kids want to do something stupid it's ok to explain to them why it's stupid and propose something else.

    What if they want to film Jackass type content? Or "pranks"? Or play american football? Or read Harry Potter? Part of parenting is guiding your children to more fulfilling hobbies, not just letting them chase everything that's trending at the moment.

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  • [–] 12 points 1 month ago (1 child)

    Fully agreed on that. There is also a balance of allowing them to explore an idea space, while keeping them clear of risks and negative problems.

    E.g. my minion is currently obsessed with Minecraft. They are actually getting quite good at the design part too. They want to play online though. I'm not happy with that, so I am setting up a private server. It will be whitelist access only. They will be able to play online and talk with their friends through Minecraft, but not random players online. When they are older, I'll allow it, but only when I am in the (physical) room, keeping an eye on things.

    If you try and shoehorn your kids into only what you think is acceptable, then you will have problems. If you have shown you will help them explore their own interests, they will come to you with them. If you regularly shut them down, they will go behind your back, where you have no control.

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  • [–] 5 points 1 month ago

    And this is a great way to do it. Kudos.

    As you say, it's all about balance. You don't want to isolate your kid from all of their friends but you also don't want them to do every stupid TikTok trend because all the other kids do it.

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  • [–] 5 points 1 month ago

    I'm not sure how you got that from that comment.

    Kids want to explore their interests and it can be healthy to explore it with them, and teach them things along the way. Telling them no outright might push them to do it anyway, but this time without supervision.

    Basically, teach your kid how things work rather than just telling them "no."

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  • [–] 4 points 1 month ago (2 children)

    It really depends how smart the kid is. I don’t see the problem with a smart 9 year old uploading gameplay videos if it’s done right. As long as it’s supervised by the parent, the parent approves what the kid can upload and limit how many videos the kid can upload in a month. Comments can be turned off and they just use an internet nickname instead of their real name. Kid can even wear a mask to hide his face. Like it can be used as a learning tool to teach a kid how to use a pc and software, how to stay safe on the internet and what privacy means. Also how to plan and develop patience and discipline.

    Of course I doubt these parents did any of that.

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  • [–] 8 points 1 month ago* (1 child)

    I think it has to be the parents account and the parent shares videos themselves. Do we really want 9 year olds obsessed with metrics like views and stuff? This is how you get "brain rot" children, why arent they playing outside or with toys? They are 9, not 15. Kids are extremely impressionable at that age.

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  • [–] 3 points 1 month ago*

    yeah the dad could have turned it into a teaching moment when the kid complained about views instead of throwing money at it. But making YouTube videos doesn’t automatically mean they will obsess about views it really depends on how the parents guides their kid, they can even hide the metrics from the kid. There are extensions that will hide the numbers from the page.

    Also screen time should be limited anyway, if you limit how much time a kid can spend on the pc there is plenty of time left in a week to play outside and play with toys. It’s all about balance.

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  • [–] 53 points 1 month ago* (last edited 1 month ago) (5 children)

    So the goal was $20 on an ad campaign? Might as well light a $20 bill on fire. That won’t move the needle at all. Also why does a Minecraft channel of a nine year old need a advertising campaign. A nine year old has all the time in the world to learn how to make compelling content and grow organically. The goal for a nine year old shouldn’t be high subscriber/viewer count. The dad could have turned it into a teaching moment when the kid complained about low viewership instead of throwing money at it no matter how small it was supposed to be

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  • [–] 57 points 1 month ago

    Might as well have been a teaching moment.

    "Here's 20 bucks, let's run some ads and see how it impacts your channel"

    "Didn't change much? Well, wouldn't you rather spend that money on something else instead?"

    Part of teaching kids about the Internet is showing what ads are, the way companies use them and that there's always a reason you're getting shown them

    As a kid I wanted some shitty toy and my mom went "well, if that's what you want to spend your allowance on, sure. But I think it's probably not as good as you think", only for me to realize that she was right after I got it

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  • [–] 2 points 1 month ago (1 child)

    Well, you can't grow on YouTube without being a capitalist shill (except if you make content against that, since it isn't a popular capitalist shill activity).

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  • [–] 7 points 1 month ago

    I'm glad you added that caveat. I realized recently that my favorite content creators are people who will never do ad reads and take no corporate money. And yes, they also make content critiquing capitalism.

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  • [–] 43 points 1 month ago* (7 children)

    Seems to me that this is a dual fail. The father should have monitored his kid more closely and not used his company card for this, but Google should have noticed the unusual spending pattern and flagged it somehow—I mean, it looks like something someone might do using a stolen card, in which case Google might never have gotten its money, if you need a self-interested reason why they should have been keeping a more careful eye on this.

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  • [–] 43 points 1 month ago* (4 children)

    Why would a $120k spend on a business card (entered by the cardholder on an advertising account under their name) be suspicious?

    This doesn't follow the pattern of a stolen card at all.

    EDIT: Dad set up the YT brand account using his employer's Google Workspace. He handed all his work emails and sensitive auth to the kid too. Dad is stupid as fuck.

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  • [–] 12 points 1 month ago (2 children)

    $120K spent advertising a kid's Minecraft channel is suspicious. The initial flag should just have been for "card not normally used suddenly spending a shit-ton of money—does this look legit?" After that, a ten-second check of what was being advertised would have shown that something was fishy.

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  • A $120K marketing budget for a single beat of a campaign would match a company with credit cards with limits that large. Usually you don't use a credit card for marketing spending though and your Google bill is paid by a bank account. It should have been flagged but they could be using their company cc's recklessly making this a normal transaction.

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  • [–] 5 points 1 month ago (1 child)

    You assume Google cares or held to account about your privacy and protection like any physical businesses have such as banks, shops or phone companies??

    Have you seen how little regard they give to the meet app spam situation? It is telling how little they have gotten away with care about their consumers.

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  • [–] 19 points 1 month ago (1 child)

    I think if I was caught like this, the last thing I'd want to do is talk to the media about it. Not even under a pseudonym. But this story is probably not here to make Google feel bad and return some of the money. This is a reminder for parents everywhere to review payment and parental settings on anything their kids use online. You can be smug enough to say my 8yo doesn't stream on Twitch or whatever because why tf would you let them anyway. But you're deleting the credit card off of Google Play because you forgot it was there because parenting makes you forgetful at times.

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  • [–] 18 points 1 month ago (2 children)

    now i kinda want to see his channel

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  • [–] 36 points 1 month ago (9 children)
  • [–] 19 points 1 month ago (5 children)

    20 years ago I read an article that stuck with me ever since ... it detailed at the time that on average, whether you can afford it or not, it costs about $200,000 to raise a child to the age of 18.

    So selling the kid would cut the parents losses over the 18 year period

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  • [–] 5 points 1 month ago (1 child)

    I mean... $10k a year for survival for one human? I guess that makes sense?

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  • [–] 7 points 1 month ago

    The article I read at the time mentioned that this was the average bare minimum .. like a single unemployed parent doing their best to raise and keep a child alive and fed until they were 18.

    The cost is higher if there are two parents paying for expenses ... and even higher if the parents have any bit of wealth

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  • [–] 39 points 1 month ago (1 child)

    This isn't the first time somebody learned the hard way that you should never save your card info on a divice that children can access.

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  • [–] 25 points 1 month ago

    Seems odd that he made a new ad account and bypassed the spending limits.

    At max, unless you're being invoiced by Google and have a line of credit, you can spend around $500/day. It's a lot of money, but it would still take months to hit $100,000.

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  • [–] 94 points 1 month ago (26 children)

    The dad was a dummy. First, your little kid shouldn’t have a YouTube channel. Second, you don’t use a company card to buy Robux. That’s a moronic thing to do. Might have gone unnoticed but then he got careless with it and it came back to bite him. Bad parenting all around. Don’t blame the kid, blame the dad. Hopefully he learns a hard lesson and can find new work.

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  • [–] 27 points 1 month ago

    Yeah the guy fucked up. Id also say the company fucked up if they didn't have the cards auto sending receipts from purchases somewhere as well. (Then again it could have been an option the father didn't have on once again). Anytime I've had a company card for something I would turn on all the notifications and input everything into the ADP app or whatever system they are using right away. I wouldn't even walk out of the store without taking a picture of the receipt to upload it to make sure if I lost thr receipt I wasnt going to be screwed. You're spending money that isn't yours, that shit will bite you.

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  • [–] 50 points 1 month ago* (last edited 1 month ago) (1 child)

    Blame the dad

    Honestly, it shouldn't be legal to pull more than like 100 USD off a card without re-verifying the card holder. Fuck these companies that take your card once and have no fucking limit on how much they'll pull from it without verifying it's you.

    Sure, you should have a limit on your card. That doesn't make it okay for others to exploit you when you make an obvious mistake. Let's not pretend these companies aren't aware how much money they're making off people's kids spending more money than they're allowed to.

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  • [–] 95 points 1 month ago (9 children)
    • 9 yo Kid is making vidya
    • Doesn't have many viewers
    • Want to make kid happy
    • Spend 20 $ on ads
    • maybe_a_couple_views.png
    • Three weeks later
    • I'm literally 118 009 $ in debt

    MFW

    Honestly, if you can't understand how absolutely debilitating this is over a tiny misstep, I hardly know what to say. People commit manslaughter and get off easier that this. It's in no way reasonable to say that "Oh, you shouldn't have used the company card to pay 20$ for your kid - you deserve life-ruining debt".

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  • [–] 12 points 1 month ago

    Yeah I'm with you.

    An extra $100k debt as a young dad will absolutely change your retirement dramatically.

    Yes this guy fucked up but the detrimental outcome is not commensurate with the fuck up.

    It would be trivial for Google to detect that something is likely wrong with this account, and not doing so is predatory. I'm sure they make many millions in this way every year.

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  • [–] 29 points 1 month ago (4 children)

    a tiny misstep

    Multiple colossal missteps.

    you shouldn't have used the company card to pay 20$ for your kid

    Correct. He should have spent $0 on a company credit card for his kid. He could have spent $20 from his own personal card, which presumably would have more reasonable limits. He should have ensured the card required a pin to use so that unauthorized charges couldn't accrue.

    I feel bad for him, too, but he's incredibly stupid and I don't see why anyone else should have to cover his ass for his own fuckup.

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  • [–] 1 point 1 month ago

    These companies literally design their product with the intention of making people overspend. As long as micro transactions have existed, the problem of kids over spending their parents money because they were allowed a single purchase has been a problem.

    The companies in question are making bank off this. They know it's an issue, and they actively exploit it to make more money. It's extremely unethical.

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  • [–] 1 point 1 month ago (2 children)

    As far as I can tell none of my cards have any single limits. When I remodeled my house I charged 45k to one to buy materials and pay contractors.

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  • [–] 4 points 1 month ago (1 child)

    You have a credit limit so you can't have a balance above it. You can easily spend 45K of you keep paying off, though

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  • [–] 36 points 1 month ago (1 child)

    Allowing a child to associate their happiness with view counts is a terrible idea. Already too many sociopaths in "content creation" as it is.

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  • [–] 3 points 1 month ago

    Sure, I'm not advocating for doing what he did, regardless how he paid for it. I'm putting myself in the shoes of a young father that just wanted to make his kid happy and didn't properly consider the bigger picture.

    People buy their kids all kinds of things that are bad for them with the best intentions. We usually don't conclude that they deserve debilitating debt as a consequence.

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  • At the same time, all my coworkers leave their shit logged in all day at several computers walk around and use random computers logged in with other people's stuff and they look at me like im an asshole because i put a lock screen password on my machine. (Im the one doing what's actually written in the employee handbook of course).

    So yeah, i yearn for the day they make a six figure fuck up because of shit like this.

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  • [+] -28 points 1 month ago* (last edited 1 month ago) (12 children)

    I bought jewelry with a company card so my SO wouldn't see it on the statement. Paid that off immediately, no cost to the company. My boss was fucking LIVID and chewed me out later. I still have no clue why it mattered but I never did that shit again.

    Edit: Damn, the corporate bootlickers really came out of the woodwork for this one. No harm no foul but chew me out again boss.

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  • [–] 41 points 1 month ago (1 child)

    It matters because accounting has to ledger expenses and balance books. Its a super pain when an employee makes a non work expense and then maybe uses cash to pay off instead of the intracompany accounts, because then the outgoing and incoming doesn't zero out...usually needs a manual books adjustment to account for the discrepancies.

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  • [–] 12 points 1 month ago

    To add on to this: If your company is not tiny, then having properly managed accounts is literally a legal requirement in most countries and having people make random, not accounted for purchases raises questions.

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  • [–] 14 points 1 month ago (1 child)

    Accounting is a big problem.
    And you can say it was jewelry for your girlfriend - but realistically it could have been literally anything else. I'm not saying illegal dugs - but it sounds really shady and it puts the responsibility on the company.
    With prior communication it might had been okay with your boss, or he would have lent you his personal card for this.

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  • It mattered because he could have fired you for cause on the spot, our entire legal/financial system is built on the assumption that you don't mix business money with personal money. Your company accountant(s) had to write a paragraph explaining to the auditors how you made an innocent misclick mistake and company policy is very clear that they don't do that, otherwise the auditors would have not signed your company's financial statements.

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  • [–] 24 points 1 month ago (3 children)

    It wasn't your money to spend?

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  • [+] -19 points 1 month ago (2 children)

    It was a credit card. I paid it off with my money. I did not spend their money, only used the card.

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  • [–] 5 points 1 month ago (2 children)

    Bunch of people explaining why it matters legally and financially, your only takeaway is they're bootlickers. Yes, YTA.

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  • [–] 1 point 1 month ago (1 child)

    I mean pretty much. This is some real drop in the bucket low level stuff so the over reaction here is surprising. Just for that Im gonna go steal some pens tomorrow too.

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  • [–] 1 point 1 month ago

    You caused additional costs to the company by making them do extra work. Do not underestimate how obnoxious accounting can be.

    That's not a defense of corporations, it's an explanation of why they will get mad, and why it often is a firing offense if you do it for a large sum (because then it might even impact taxes as it can be viewed as compensation, or as a loan)

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