What a fool you are. There will always be a renter class in this society we've all created. I merely pointed out that renters are not the problem here, and owning comes with a lot of it's own headaches. Yes, it is nice to own and builds equity, why doesn't my paying rent build anything? It doesn't even affect my credit score nor prove I am able to make a mortgage payment?! That is a real issue that should be identified and fixed, maybe it should eat into the equity a landlord builds on their property? Maybe that could stymie some of the speculation.

I also did specifically say that housing should not be treated like a commodity, but y'all go ahead and eat your own tail. I was paying the rent on a shared living space with 4 other people and the bank viewed that as a liability, not proof I can handle my finances. They cut off my credit card due to this potential liability hanging over me?!