That's the safety net that lets someone try again and again without having to fear things like bankruptcy and homelessness. Still might need a bit of luck to make a career, but the deck is stacked in that persons favor.

Now that they are all old enough to be falling apart even more than ever, I don't know what the hell to do about rolling snake eyes on the family front.

Yup. That was more or less my response when this sort of bs was handed down to me in my teens. In short, "luck" doesn't matter if you're not able to act on it. Sure, being prepared is necessary, of course, but being able to access, much less afford said benefit(s) is absolutely essential —to the point of nullifying said "luck" completely if you can't. "Meritocracy" my pasty ass. 🤬😓

Saying that higher income leads to unhealthy lifestyles which results in earlier death is statistically incorrect and logically just completely bizarre. You need good money to be able to afford good food, hobbies, good medical care, etc, without having to worry about your budget.

Saying that higher income keeps you away from having a close, joyful family is similarly absurd and shockingly lacking in the ability to understand what it is to live as a person on low income. That means having to work extra hours all the time, having to work extra jobs just to make ends meet. You need higher income to be able to spend time with your family.

As for saying that not being broke will lead you to be an exploitative tyrant, I don't even know how to reply to that. Your whole post reads as extremely privileged and like you have never been poor.

That's what keeps the rich in power: the widespread assumption that they somehow deserve it —which only feeds the bottomless hunger to "attain" similar for oneself. 🤢🤕