If you refund an indy game that you completed, you’re a sociopath and there’s no helping you.

Y'all standards are in the gutter. Completing a game does not mean you're obligated to keep it.

If you did not have fun, or if the game does not meet your expectations for replayability, the responsible financial decision is to refund it.

Whether it's indie or not is irrelevant. The world economy is shit, and, consumers or indie developers, everyone is struggling alike.

I understand you're going after people with money to spare who maliciously do this, but that sentence is not it.