People don't steal for no reason. It is usually desperation, a last resort. If we remove the pressure causing people to feel that stealing is their only option, people won't steal. I fundamentally believe in providing people their basic needs (food, clothing, shelter) because it makes these problems irrelevant. Ex-cons will tell you themselves that they felt they had absolutely no other option to keep themselves or their family alive. Give them the other option.
As for your fear bait, I'm more scared of dying via car because it's FAR more statistically likely than your invented scenario.