Yes, I'm from Denmark, but I didn't know we known as badasses, haha.

Guys from my high School went to the restroom together and shat together. The restroom had 20 toilets or something and they would talk together as the Romans did.

If one of them could make a poop so long it touched the water before slipping the butt (my English is really challenged here, haha. No idea if that sentence made any sense) they would shout "touchdown!" and he would the king of poop for that day.

I remember an episode aired in Denmark many years ago having a health expert in a news studio talking about drugs and alcohol and ranked them on two parameters, how harmful they were on a personal level and on society level, and alcohol was ranked as the worst of these.

I think it was based on this study from UK.

Yeah, except the last part. We are more like: "damn you are the coolest! How can you be so cool?" and we feel an eternal debt to each other. Once in a while we are like: "Oh i feel bad, that you are doing sooo much, and I do nothing" and the other is: "No, I feel bad that YOU are doing sooo much, and I am doing nothing".

Jeg kan godt lide den der lidt kaotiske blanding af genrer som det virker til at de bruger en del. Det synes jeg viser at man tør noget.

Jeg kan lide de fleste af de genrer/stile de mixer ind i deres sange, men der er en stil de blander ind, som lidt for "eventyrligt" til min smag. Måske der er sådan lidt spil soundtracks agtigt (jeg gamer ikke, så ved ikke om det helt er præcist?) over det.

Nu lod jeg det bare lige køre i morges uden at tænke over hvilke sange det var jeg hørte. Nogen af dem mindede lidt om Dizzy Mizz Lizzy, Queen, Muse blandet med det her eventyrlige spin.

The Apathy of Kings er en sjov og god sang, men der kommer lige lidt for meget af det der eventyrs agtige noget ind over det, til at det rammer min smag. Det virker til at være et niche band, og sådan nogle slags bands er jeg selv også fan af. Det er så ærgerligt når man finder et niche band, og de så forsøger at gå mainstream, og så forsvinder det niche aspekt man godt kunne lide.

Det har jeg sat på nu! Går ud fra at det var Moron Police og ikke Morin Police?

Jeg er ikke helt med på, hvad du vil gerne vil sige med de to links? :-) det er den samme sang, lavet af den samme kunstner, ikk?

Er det at AI godt kan bruges til at lave god musik? Eller at folk ikke har god smag, og gerne vil have AI?

Udover det, så synes jeg det bedste musik, er der hvor kunstnerne har lavet et fedt sammenhængende album, og gerne måske har referenecer til tidligere albums.

Det forestiller jeg mig ikke, vi kommer til at få fra nogen AI "kunstner". De har ingen original tanke eller forståelse for sådan noget.

Jeg vil så også sige, at rigtig meget populært musik derude, der lige så godt kunne have været genereret af en AI. Og det gør ikke mig så meget, at de måske får konkurrence af AI.

Men jeg tror bare ikke AI kommer til at konkurere med kunstnere som laver originale værker.

Og jeg enig i at det er de små intime koncerter som ofte giver de virkelig gode musikoplevelser, fordi der er sjæl, nærvær, passion og personlighed inde over, alt sammen noget AI ikke kan levere.

🙂

They added even more regulation more recently.

We met all the criteria except the positive net wealth due to student loans and in our budget we would have been net positive within 5 years, but 3 banks didn't believe that. We only got the loan because we had 15 % in down payment.

These are the current criteria:

Down payment - minimum 5% of the purchase price from your own funds

Debt factor - total debt must not exceed roughly 4–5× household income before tax

Interest stress test - your budget must handle rates of at least 4.5%

Positive net wealth - either upfront, or a repayment plan making it positive within max. 5 years

Minimum disposable income - $750 - $1050/month left after all expenses, and each child adds $400-500 to that amount.

My parents bought a house in the 90's and after they bought it, they realized they couldn't really afford the mortgage.

As a comparison, my wife and I tried buying a house 3 years ago. We had around $3,000 left in our budget after ALL our expenses was paid, and we got rejected in 3 banks before we got a loan.

Our rent was $1,500 / month. Our mortgage is $1,000 / month. We have more money after expenses living in our house compared to the place we lived before.

They make it really damn difficult to buy a house, even when you have the money.

Isn't the difference between aristocracy and oligarchy only that oligarchy is a more corrupt version aristocracy? Seems like a blurry line. None the less, both systems seems suck for those not among the elite.