Nothing is free really.

The only withdrawal fees i've seen are at ATMs not provided by your bank or not in your bank's network.

If I go into a convenience store, it's gonna be $2-$4 fee for the ATM. It's the only reason why they have ATMs.

Bathrooms are usually free. So there's something at least.

So do European ATMs? I assume it works the same way - if the ATM is "in network" it's free. Otherwise there's a charge.

These days you can get checking accounts which refund ATM fees, but they are usually the higher end ones which have deposit minimums.

Mine also has one but mainly because most ATMs are from the "sparkassen" and the one i use has relativly rare "raiffeisen" ATMs        

Its a bit like two systemsthat do the same

In India it's 5 free transactions from same bank ATM, and 3 free transactions from different bank ATM. After that there's a fee. I think that's reasonable

Same for banks in Slovakia, but you typically have monthly packages that will include unlimited withdrawals. Say, €7/month.

But it's all over the place.

Water's free, mostly. McDonald's started charging 25 cents for it, I have no idea why. Most cities and parks have free public restrooms. Gas stations and convenience stores also let you go in without buying anything, but only sometimes, so it hardly counts. Not the best maintained, but it is what it is. You get a free lawyer if you get charged with a crime, if the government's following the law (it doesn't do that a lot of the time, shhhhhh). The stuff that people leave by the curb is free, you can kinda just take it. I'm struggling to think of any more, I'm ngl. Sure there's a few others. I do think that water should be free for everyone, everywhere. Besides that, nothing too crazy, certainly nothing on the same level as healthcare.

America is Ferenginar.

Also a thing in Norway. Nobody here uses cash anymore though.

Clerks 2 represented that as acceptable behavior.

Many. Not all. A lot of non-bank ATMs and out of network bank ATMs have fees. And some banks will "refund" any fees from any ATM. It's actually a little complicated.

Look up credit unions near you part of the co op network. Basically you can use any atms on that network as long as yours participates.

I once dated a girl who was with a bank that paid you back any fees incurred at any ATM.

I don't really remember the details, but I think that bank was super local or had restricted membership or something like that. Still an impressive offer, though.