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Wero Tracker โ€” European Payment Adoption Progress (lemmy.world)
submitted 10 months ago by to c/buyeuropean@feddit.uk
7 comments fedilink hide all child comments
 

๐Ÿ”— Source: Sharknoon (Reddit)

I was looking for an alternative for PayPal and quickly stumbled upon Wero. But unfortunately Wero isn't yet acceppted by all countries, banks and online shops. So I built werotracker.eu to keep track of the adoption of Wero.

โžก๏ธ Link: https://werotracker.eu/

This dashboard has the following features:

๐Ÿ“ˆ Show adoption stats

๐Ÿ” Search for banks and online shops

โœ… Filter for countries and support status (supported/announced/unsupported)

๐Ÿ’ธ See individual payment features (P2P, eCommerce, POS), not every Wero implementation is equal

๐Ÿ“ฑ App availability

I hope this dashboard is helpful to you ๐Ÿ˜€

The site as well as the data is open-source under the Apache 2.0 License. You can find the source-code here: https://github.com/sharknoon/wero-tracker

If you see an error or your bank is missing, please give us a hint or contribute directly: https://github.com/sharknoon/wero-tracker?tab=readme-ov-file#contribution

Thank you and have fun ๐ŸŽ‰

all 7 comments

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[โ€“] 6 points 10 months ago (3 children)

Can someone please explain the advantage of WERO vs the existing SEPA system? I cannot find non-biased reasons to support this product.

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  • [โ€“] [S] 9 points 10 months ago (2 children)

    It is much more convenient to provide your phone number than your IBAN, both for P2P and online/physical shops. Furthermore, as I understand it, Wero uses SEPA Instant in the background. So it is just a layer on top to facilitate payments.

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  • [โ€“] 2 points 10 months ago (1 child)

    When sending money using IBAN, doesn't it usually take a day or several hours before the receiver gets the money? Will the receiver be able to see the money directly if Wero is used?

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    • [โ€“] 3 points 10 months ago* (last edited 10 months ago) (1 child)

    Per wikipedia:

    Wero is managed by banks via their mobile apps. This creates a dependency on iOS (Apple) and Android (Google) systems. Consequently, Wero exchanges its reliance on payment networks like Visa and Mastercard, for a reliance on two Big Tech giantsโ€”Apple and Google, with the new dependency focusing on online availability and distribution through their application stores.

    Needing to rely on two pro-fascist tech companies seems like a particularly bad idea. Wero also does not appear to be anonymous.

    A better alternative to Wero is GNU Taler, which is a properly open standard that is a true anonymous digital cash, and offers real independence from tech-bro corporations.

    We have a community that discusses GNU Taler over at !money@slrpnk.net

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  • [โ€“] [S] 2 points 10 months ago

    But this is not a problem with Wero, but rather with the banks. In fact, some banking apps work by downloading them from app stores other than Apple and Google. I agree that GNU Taler is a better solution, but Wero is still a remarkable advance and a very promising solution for all types of payments in Europe (P2P, online shops, and physical shops).

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    • [โ€“] 1 point 4 months ago

    @pmk@piefed.ca here you can find banks that support or have announced WERO support. Sweden doesn't have any (yet). But you can also see what kind of things they will support.

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