It uses the same function and the point stands…most Australians use a credit card or BNPL which is essentially the same.

It uses the same function and process as credit. Besides which, most Australians have a credit card of some form anyway.

Visa debit cards are accepted by Steam's payment system and can be used for age verification.

I will say, as is alluded by discussion further on, there is a big lean from many toward Visa debit because it uses existing funds. Most I know who are working and even a few not working maintain credit cards however.

Or BNPL; I actually prefer it because there’s no maintaining credit fees and I can maintain it well enough.

It really depends on which Australia you qualify in. I’m in the B team so credit offerings aren’t something I’m really a part of, aside from BNPL. Many Aussies who ‘own’ homes run most of their lives through credit cards and home loan equity.