Walt is in early access and hasn’t completed an audit yet and curve along with all the other middleman fintech companies has a storied history of data breaches and godawful customer service regarding chargebacks and fraud that skirts bank regulation.

I’m not gonna fight you about this. If you wanna post a tankie wall of links style reply to convince everyone that the best of the fintech middlemen and the early access no employee company are on the up and up you should do it.

I hope they work well for you and you encounter no negative consequences.

If you really want to get right with it, use cash in person.

In person is the only reason to have nfc anyway so cash sidesteps all the data concerns and you don’t have to choose between trusting a particular big corporation, yoloing it with Jim’s third party processing app or raw doggin’ the possibly a skimmer payment terminal.

People will say “well, what if they track the serial numbers of the bills dispensed at atms or deposited by a store?” but that just means they don’t understand how retail works and shouldnt be listened to.