This is accurate, and I used to make it a key part of my own decision-making, until I thought about how bad the - statistically - average American is, at almost everything. I hope I don't need to cite references.

Ultimately it is, and should largely remain, a personal choice, and I'll note that there are no statistics for the number of (thoughtful) people who believe they should own a gun, and come to realize they were wrong, before disaster. I've known several of these, among many gun owners, known no disasters.

Gun ownership isn't for everyone. The broad truth of this statistic is important for each individual to know, but not a great rule of thumb for each individual to base an important decision on, if that makes sense.

Because you're millions of times more likely to be interacting with family and friends than get broken into. One's a daily occurrence. Also a lot of studies which claim gun ownership is more dangerous to gun owners are deliberately using suicides as part of their numbers.