[–] 5 points 4 weeks ago* (last edited 4 weeks ago)

Like others are saying, pay it off every month. Ideally, you’ll want to keep the usage around 10-30% max. If you have a $5000 limit, that would be a monthly usage of $500-$1500. If you max it out, banks will assume that you’re a risk and will ding your score.

Keeping it below 30% will also help grow your limit. Banks will periodically up it. This is also based on reported income, but from experience, if you have a low limit and max it every month, they will not really increase your limit.

  • source
  • parent
  • context
  • [–] 10 points 1 month ago

    Very cool. It’s so interesting to read the noted interactions they were able to glean from the prints. It looks like PBS Nova has a documentary on this, I’ll have to look it up!

  • source
  •  

    cross-posted from: https://lemmy.world/post/50433008

    Toothybj | Bluesky

    TranscriptComic in 3 panels

    Panel 1: Saruman ponders his Palantir, the eye of Sauron visible in its dark glass. An orc stands in the doorway behind him.

    Orc: Uh… Master the boys are worried

    Panel 2: Saruman turns to the orc now by his side.

    Saruman: Huh?

    Orc: Your daily orb-pondering time. Yesterday alone was 5 hours. Text in top left corner of panel reads: “TOOTHYBj”

    Panel 3: Saruman turns back to his Palantir and petulantly hunches over it. The orc rests a comforting hand on his shoulder. The Palantir now displays a tweet from Denathor that reads “Ughh Faramir SUCKS”. The tweet has 7.5K likes and 406 comments.

    Saruman: Oh, not again!

    Orc: We worry master

    Saruman: I can unponder any time I want

    view more: next ›