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[–] 82 points 10 months ago* (last edited 10 months ago) (20 children)

For Ms Bannister's family, the increased cost of healthcare means putting off other spending: "We were saving for a home, and saving money for that is going to take way longer if we have to spend $11,000 a year on healthcare that we barely use."

That's bananas, and that's still not as much as some other people are gonna be on the hook for. Someone else in the article said they're being charged $30,000 for insurance for the year. How the fuck are the upcoming generations supposed to afford to pay for housing, food, and essentials when half of their paycheck (or more?!) is going directly to health insurance?

It appears that the choice many are going to opt for is to simply forgo insurance. Which is really extra fun because that means even if they're injured in an accident they didn't cause, they can still be on the hook for thousands of dollars if they are taken to a hospital. Not to mention, it's totally normal for a person to need to see doctors for various reasons, elective or otherwise. It might actually make sense to start figuring out what the non-insured charges are for my usual annual visits and see if we can try saving a few grand next year by opting out of insurance as well. What other recourse does one have except to try to secure a job that pays their medical benefits fully...

...and don't forget, having insurance coverage doesn't mean you won't be paying anyway! I'm getting charged over $1000 for taking an ambulance to the hospital after being struck sitting in my truck at a red light. (Due to all kinds of other ridiculous rules regarding insurance, nobody's insurance is covering it, leaving me to hope my health insurance will... They kicked in what they thought is appropriate and sent me a bill for over $1000)....I supposedly have pretty decent insurance and we've been paying about $700/mo for 2 people through my wife's plan. Can't wait to see whether that's gonna double or triple! Perhaps that'll just make our choice for us and we'll start rolling the dice as well.

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  • [–] 43 points 10 months ago

    How the fuck are the upcoming generations supposed to afford to pay for housing, food, and essentials when half of their paycheck (or more?!) is going directly to health insurance?

    That's the cool thing! They aren't!

    Republicans want health care tied to employment so that you are forced to choose between your job and your life.

    If you want a slightly based view on how this system got developed, the Acquired episode on Epic is a great listen.

    The US system of healthcare was invented around the same time as the UK's and we got a choice on how to handle it.

    TL;DL: there was a salary cap on many jobs due to WW2 and companies offered health insurance as a way to make their jobs more attractive. Back then most people didn't have health insurance nor was it needed so this was considered a fringe benefit. Labor unions, frustrated by the lack of political movement on salary cap, fully supported private health insurance.

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  • [–] 21 points 10 months ago (7 children)

    It appears that the choice many are going to opt for is to simply forgo insurance. Which is really extra fun because that means even if they're injured in an accident they didn't cause, they can still be on the hook for thousands of dollars if they are taken to a hospital.

    Added bonus: Less people on insurance means higher rates for the rest as the pain can't be spread around any more.

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  • [–] 8 points 10 months ago (6 children)

    It's almost like that's what the individual mandate was supposed to do. This country is so stupid, single payer just makes sense but no, dEaTh PaNeLs, as if that's not what fucking Aetna has always done.

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  • [–] 6 points 10 months ago (5 children)

    The country is not stupid, we are under siege from an aggressive oligarchy that is waging class war. We NEED to organize and fight back.

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  • [–] 6 points 10 months ago (3 children)

    This country is absolutely in the midst of an ongoing class war. It is also incredibly stupid. This shit don't work, son!

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  • [–] 4 points 10 months ago (2 children)

    Uneducated and brainwashed, maybe, but you can’t fix stupid and I choose to have more hope than that.

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  • [–] 0 points 10 months ago

    Yes but also this country is stupid as fuck. I'm not particularly bright but I swear to god I'm fucking Einstein compared to the average mouth breather you encounter in the day to day. I legitimately can't understand how some of my co-workers don't manage to drown in the shower they're that fucking stupid. And that's like the average person, not even the really fucking dumb ones. Go talk to people at Walmart for an hour. Americans are stupid as fuck.

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  • [–] 12 points 10 months ago (2 children)

    I'm not in the US so any comparisons are pretty much worthless, but 30k/year sounds just ridiculous. Myself and my wife make slightly above average by local standards but if we'd need to cough up another 2k/month for insurance that just wouldn't happen. With mortage and other living expenses with kids there's practically nothing left from what we make. Sure, we could cut our expenses a bit, we're living pretty comfortably, but there's no way we could squeeze 2k/month out of our "non necessary expenses".

    But, again not being in the US, that's taken care of via taxes. 30+% is a lot out of salary but at least I don't have to save for college fund nor worry about visit to hospital/doctor.

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  • [–] 15 points 10 months ago (1 child)

    That's the wild thing to me: we are taxed nearly as much but we don't get jack shit in return. I'd gladly pay even more taxes if it guaranteed things like health care and education.

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  • [–] 8 points 10 months ago

    Yeah, my household tax rate last year was ~32% after Federal, State, and Local. That's not counting the other taxes I paid on gas, or fees for my car, or property taxes. I would not be surprised if 50% of my income was taxes.

    Bezos paid like 0.9% I think. Fucking ridiculous.

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  • [–] 7 points 10 months ago

    That bites. I had insurance offer to pay 900$ for my 4k ambulance ride (involuntary) , despite my insurance clearly stating 50$ co pay. I signed the check to the ambulance company from my insurance and they kicked me a bill for the 3k$ and change remaining. Send that to BCBSRI, they denied it. I had to appeal and remind them of the policy I had where JT clearly stated 50$ co pay for ambulance and they finally coughed up the rest as a "one time exception". Fucking racket this shit is they were just hopeful I wouldn't go through the 3 months or so of bullshit and being harassed by collections companies to pay. Never gave the collections a penny and medstar ems can SUCK MY DICK fuck those guys.

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  • [–] 4 points 10 months ago (3 children)

    I’m getting charged over $1000 for taking an ambulance to the hospital

    It's $5000+ here.

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  • [–] 3 points 10 months ago (2 children)

    they can still be on the hook for thousands of dollars if they are taken to a hospital.

    And the only way out of that is to never give your name if you go to a hospital. The problem with that plan is they have no records to work from like medical history, allergies, etc, so the outcomes will be worse.

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  • [–] 62 points 10 months ago (6 children)

    I went without health insurance for years and I have epilepsy. The constant fear I was in daily, no Republican understands.

    I made $17 an hour and health insurance was $400 a month. Now it would be closer to $1700 a month looking at my options.

    Any time, any day I could have a seizure and would be homeless.

    I suggest all people who voted to raise our premiums by 3 times should have their health insurance taken away.

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  • [+] 9 points 10 months ago (3 children)
  • [–] 69 points 10 months ago (2 children)

    Worlds greatest country ladies and gentlemen 🤦🏻

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  • [–] 30 points 10 months ago (9 children)

    I've been either self employed, or worked for a very small company for 25+ years, and never had reasonable access to insurance.

    With the covid era subsidies, we finally had insurance for the first time for the last few years.

    Between the policy doubling in price, and the loss of subsidies we would have been paying way almost $2000 a month, so now we don't have insurance again.

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  • [–] 9 points 10 months ago (7 children)

    I'm self employed. I haven't had health care in nearly 7 years. It's idiotic for me to pay 700$ a month for something I rarely if ever need. It would be nice to have for the occasional use, but it's far cheaper to pay cash then bother with the scam.

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  • [–] 5 points 10 months ago

    Ironically, insurance companies are shooting themselves in the foot by alienating people like you. If they had a reasonable cost option, healthy folks would be more likely to go, "Eh, it's worth having the coverage just in case." But when they make it this absurd, they're limiting their customers to those more likely to depend on insurance, i.e. those most likely to file expensive claims and/or hit their deductible.

    But hey, that's the kind of thing that happens when you can't see beyond short-term profits. Late stage capitalism at its finest.

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  • [–] 4 points 10 months ago (5 children)

    There is also the misconception that the penalty still exists.

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  • [–] 3 points 10 months ago (4 children)
  • [–] 5 points 10 months ago (3 children)

    There is a penalty for a good minute that if you didn't have health insurance when you filed your taxes they apply to penalty towards your taxes because you weren't paying your fair share of everyone else's health issues.

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  • [–] 2 points 10 months ago (2 children)

    Well in some states that's still a thing. In RI which I just left that God forsaken shit hole 2 years ago if you don't have health insurance coverage for the whole year you pay 800$ or 2% of what you made that year, whichever is GREATER.

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  • [–] 3 points 10 months ago (1 child)

    Damn that's like almost 3% of your income if you make near minimum wage.

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  • [–] 2 points 10 months ago

    Yep! RI is one of those states that there ain't a shot in hell ur gonna survive on min wage anyways. Cheapest apts are 1800+, if ur on minimum wage and still want to eat on a 40 hour week you have multiple room mates. I still have friends in mass that are paying 2/3rds or more of my mortgage for a ROOM. So glad I left there, not that shits all that much better in other states but at least I'm building equity now 🤷

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  • [–] 4 points 10 months ago

    It's honestly starting to look like your better off without insurance. When the hospital kicks you the bill, pay 20 a month max so they can't kick it to collections and ruin hr credit and just do 5-20 a month untill you croak. Fuck em theyll never get paid in full this way but u don't have to financially ruin yourself in the process.

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  • [–] 41 points 10 months ago* (6 children)

    Yet we pay for Israel to have free healthcare, free college, unlimited weapons for genocide and to bribe our politicians. Nothing will change in America until we end the Israeli occupation of our government

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  • [–] 0 points 10 months ago (4 children)

    Oof. Remember just a few years ago when saying "the Jews control the country" would get you labeled as an insane conspiracy theorist and you would get banned on every social media platform?

    Things certainly flip flopped quick!

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  • [–] 18 points 10 months ago* (3 children)

    The USA has $961 billion defense budget for 2026 and a piss poor healthcare system.

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  • [–] 13 points 10 months ago

    Luigis unite??

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  • [–] 7 points 10 months ago (3 children)

    Is anybody else seeing Christopher Walken's face in the top left of this picture when you look at the bottom right of it? I think I need a nap.

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  • [–] 7 points 10 months ago

    Ah, this must be all the greatness I keep hearing about.

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  • [–] 19 points 10 months ago (13 children)

    So how much further are the GOP and Trump going to be allowed to go before enough people are out in the streets demanding their removal from office and arrests? (or for their heads to be removed)

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  • [–] 10 points 10 months ago

    REPUBLIANCans are too complicit to even riot, they almost never do. they make up alot of the recipients for medicaid/care, and aca. having just DEMS , progressives do it, is not enough, unless both sides actually protest together, which is unlikely nothing will change. which is why the protests were largely ineffective.

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  • [–] 9 points 10 months ago (7 children)

    Even with the bread part beginning to fail, the US populace is still too complacent from bread and circus to do anything about it.

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  • [–] -5 points 10 months ago (6 children)

    i remember people on here saying we would have insane food shortages by the summer of 2025. didnt happen. so i ask, why do you say the bread part is beginning to fail?

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  • [–] 0 points 10 months ago (5 children)

    I’ll leave this here because I know you’re either too dishonest or too stupid to understand it.

    It gives me comfort to say those things to a trumper.

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  • [–] 0 points 10 months ago* (4 children)

    what? im not anywhere close to a trumper and im not being dishonest. i bought a shit ton of canned goods anticipating the food shortage lol just wondering why you said what you did you dumb fucking asshole

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  • [–] -1 points 10 months ago (3 children)
  • [–] -1 points 10 months ago* (2 children)

    it wouldve made more sense to link to the study that backs what you said up instead of some chart plotting data points from multiple sources

    but youre too stupid or dishonest to understand that you should do that you trumper

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  • [–] 0 points 10 months ago* (1 child)

    So you do know the answer. You’re just dishonest enough to “just be asking questions.”

    Predictable.

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  • [–] 1 point 10 months ago

    i found the answer from your link you moron lmaoooo and just so you know i consider myself a progressive. youre a fucking asshole if this is how you treat people who literally just ask for an explanation. go fuck yourself lol

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  • [–] 13 points 10 months ago (1 child)

    Americans will never take the action necessary to remove bad politicians who are destroying their lives. Never. The politicians will allow them to vote, only because they can manipulate the narrative during elections using excessive campaign contributions, making the public blame their neighbors instead of the corruption at the top.

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    [–] 9 points 10 months ago (1 child)

    Vote for Republicans, lose affordable healthcare.

    Vote for Democrats, gain affordable healthcare.

    I implore anyone who didn't vote, voted conservative, or voted 3rd party to write that down on a piece of paper and keep it in your wallet so the next time you vote you have a cheat sheet with you.

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  • [–] 2 points 10 months ago (8 children)
  • [–] 4 points 10 months ago (5 children)
  • [–] 7 points 10 months ago (4 children)
  • [–] 5 points 10 months ago* (2 children)

    Come and get it. I can't explain why it works on mine but doesn't on yours. In the future, you can go to archive.ph and paste the address from the paywalled link. Most of the time they will serve you the page with the paywall removed.

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