Seriously (why are you downvoted?). How do you even go about refunds or fraudulent charges in crypto? Are you essentially powerless against scammers and thieves/hackers?

Apparently private wallets are not safe as those are seemingly hacked most commonly, every virus and crack looks for it. Online exchanges get constantly hacked and online wallets have a tendency to randomly rug pull.

Entire crypto scene is basically banking but "we got blackjack and hookers so we are better"