Thing is, you don't care - but it's not about you is it.... The passers-by that witness your body on the floor, after you're ejected from your car. Traumatised for life.
The paramedics trying their absolute best to keep you alive when you're thrown around the inside of your car because you swerved to avoid hitting a kid...
The firefighters that have to try to get you out of your burning, crumpled vehicle when you're wedged between the driver and passenger seat...
Your family, or friends, knowing you've died traumatically.
Your close family caring for you for the rest of your life because a relatively minor accident made you paraplegic .
It's not about you, mate. Any number of things could happen to those around you, because you were top selfish to wear a seatbelt.