The evidence shows it takes a higher level of knowledge and more specialized knowledge to exploit the thing
I see no evidence from you here. Yes, it requires a big brain. But it does not require a nation state as you originally claimed (which is a composition of many well-paid big brains dedicated to the work professionally). Cybercriminals are not limited to nation states. They operate in all scales, some organised, some not. The evidence shows that a bug in a driver for the spychip is all it takes: