For the record, I have no intention of doing this, just wondering why I don't hear about it more often.

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[–] 4 points 3 months ago

It's a little more complicated than that... They have 7 years from the time you stopped paying to file a suit. If you make a payment to them after 6 years, the clock resets, and they get another 7 years.

Technically, the clock stops while you're out of the country, but if they don't know when you left and when you returned, they don't know how much time they have.

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