oh, my bad - I thought OP's struggle in accepting themselves was straightforwardly gender dysphoria, what they are struggling to accept is their assigned sex / gender and their gendered body:
why can’t I be happy with my body? For me the dysphoria is mostly social but even then - why can’t I just accept my AGAB and live with it? How is changing my body to fit opposing gender norms (so I pass etc) different to gender-affirming procedures for one’s AGAB?
so I understood you to be addressing this by saying it's just internalized transphobia, which is an argument some people make about gender dysphoria, that it's just internalized transphobia or the result of social stigma.
Glad that it sounds like that's not your view, sorry for misunderstanding you 😅
EDIT: I think I'm following what you're saying better, maybe that internalized transphobia causes a lack of acceptance of being trans and makes you feel like taking steps to transition (like hormones or hair removal) are immoral or wrong ... am I understanding better?