I'm in my late 20's and while I have a good job and enough cash on hand that I could make a down payment and move out, I'm not sure that I want to... As a US-ian The economy is in pretty rough shape and I'm not sure I want to be tied up in a mortgage when the bubbles start popping. Plus, if I were to uproot myself and move away from my family and friends, I'd almost rather full send it and emigrate to somewhere walkable, where the wrong medical diagnosis isn't a financial death sentence.