It also bothers me when someone's character has like 7 charisma, but the player still acts like the sales guy he is in real life.
I was playing a max charisma warlock and the wizard with his whole 13 charisma kept trying to lead all the conversations. Irritating.
Personally, I think D&D's social skills are so bad they should just rip charisma out of the game. I'd rather they no-ass it than half-ass it.