Can't recommend Bandcamp fridays enough.

Host a Navidrome server in docker to stream it.

That requires you to buy all your music though, for those (like me) that own basically nothing, it's crazy to change.

They need to force the free streaming of owned tracks or something. Qobuz allows this I think, but only if you buy through them.

You can also use programs like Nicotine+ to download music for free.