[–] [S] 3 points 6 months ago

Fully understand, although I must admit I never used primarily card as I was brought up by a boomer and all my first ""jobs"" were cash in hand! (although a £50 note & 2 bags of logs for a days labour at 13 was very very good). If you want to get into it just take out 100 for the week and spend only that, the change (including coppers) is free pint money!/cafe money if you don't drink.

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  • [–] 5 points 6 months ago (1 child)

    I want to say I use cash and defend it. I hate that every transaction is now passing through a US company, taking a slice, when I'm paying a local shop...

    But.. it's just so easy to use plastic.

    And that's the point, it's like saying to anyone with any kind of substance issues to just not use the stuff, it's so hard to give it up...

    Which is why I want to use cash, but, apart from tax-efficient takeaways and car parking... I don't think I use cash

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  • [–] 2 points 6 months ago (1 child)

    I still use it for the same reasons you mentioned. Also small businesses since they don't have to deal with card processing fees then (generally ask what they prefer) plus "other accounting measures".

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  • [–] 5 points 6 months ago

    I definitely prefer my card wherever possible. Just tap it on the card reader and you're done. No change jangling around in your pocket. And you can see all your transactions in your banking app later on to see exactly where you've spent money. I want cash to stick around though because some people don't like using cards.

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  • [–] 2 points 6 months ago*

    (32M) Since COVID I only used it for the barbers. I found a good Turkish one that takes bank transfers now though, so never.

    I do have emergency money in my bike toolkit though just in case.

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  • [–] 3 points 6 months ago (4 children)

    Honestly, never. I've never struggled with budgeting and all I really buy in real life is coffee and food if on the go, and they all seem to be cashless these days. I get the privacy concerns but have to balance it with just trying to live life.

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  • [–] 4 points 6 months ago (1 child)

    Very very rarely, and I generally actively avoid it. There's only really my barbers that I occasionally use it for as their card payments seem to be intermittent.

    I find cash impractical: it often gets lost when it gets converted into change, or notes get put in a pocket and forgotten about, and it's difficult to track where it's being spent, where you can break down each electronic transaction.

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  • [–] 2 points 6 months ago (1 child)

    Yep, this is our 2nd time here... see the comment after your linked post 😉

    It's my Mum's 80th this week... she'd never been here, wanted to, saw our photos from last time and decided we had to drive her here 😳... well... you can't say No...

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    [–] 6 points 6 months ago

    Like, shock. It's a circulatory condition. The river is like half a metre deep most of the time.

    I'd be less worried in good weather, but it's still a risk. It can get cold though, out that way.

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    comment on del in c/askuk@feddit.uk
    [–] 6 points 6 months ago (1 child)

    I read a story in a local Bedford paper a few years ago about a guy whose healthy, twenty year old son died after falling into the river. He went into shock as soon as he hit the water and sank like a rock. I'd take a canal pusher seriously, me.

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