I want to say I use cash and defend it. I hate that every transaction is now passing through a US company, taking a slice, when I'm paying a local shop...
But.. it's just so easy to use plastic.
And that's the point, it's like saying to anyone with any kind of substance issues to just not use the stuff, it's so hard to give it up...
Which is why I want to use cash, but, apart from tax-efficient takeaways and car parking... I don't think I use cash