ai? the financial incentive is to deny. its going to be a deny everything on first pass stamp.

Randomness is part of AI algorithms. So this is in part similar to rolling a dice to decide if people get denied medical care. Thanks for this Republican voters.

enshittification at its finest

Which is why Universal Healthcare should be a fundamental human right.

As an insurance coverage attorney, I can't tell you how disturbing the use of AI is with respect to claims handling. In State Farm Mutual Automobile Insurance Company v. Campbell, litigation that lasted over two decades, it was shown that State Farm's claims handling system was effectively designed to low-ball claims, with the court noting that State Farm created “a national scheme to meet corporate fiscal goals by capping payouts on claims company wide.”

You can absolutely 100% expect that there will be insurers that use AI trained on data sets that will cause them to disproportionately deny claims by design. Insurer profit margins lie between the premiums they take in and the claims that they pay out, and the goal of all corporations is to maximize shareholder profits. Those who do it will gain a competitive advantage, which will incentivize others to follow suit and U.S. healthcare will get even worse.

People will die. Someone will eventually sue them. They will lose but they don't care they will have made more money letting people die than what the penalty will be.

Keep pushing the middle class, keep getting Luigis.

That's going to crash so hard on them. And it'll probably make them millions too.