Think about all of the bullshit the person would go through to do even the most mundane tasks. Gotta wear specific kinds of clothing that won't tear since gold is really soft. If they walk around barefoot do they leave golden footprints, or does the effect spread further? What happens if/when they ruin the global economy by making gold have no value? If they get hit by a flying object that then turns into gold, does it have the same mass as before, making the impact force the same as if it weren't made of gold, or does the mass adjust up/down which would change how hard the impact was?

Everything you touch turns into a subscription model

In the modern day we now know our atomic matter never physically touch just forces so actually nothing gets transmuted into gold.

Ooh, not mine but this reminds me of Two Hands, Wrapped in Gold by S.B. Divya (14,739 words, or search up "podcastle two hands wrapped in gold" for a dramatic reading by Kaushik Narasimhan done for the Podcastle podcast -- was done in three parts totaling ~1h40m). Definitely ways to take this old tale, I just don't have the energy atm.