billionaire could pay off someone’s $500,000 mortgage, their $30,000 car, pay off $50,000, give them $100,000 in cash and forget about it the next day

They could, but they won't, and that's part of the problem.

If billionaires walked around clearing people's mortgages and paying for everyone's dinner, they'd be less hated. They'd still be a problem, but they could buy popularity.

But they don't. Because they're assholes.

Maybe this will scare some of them into changing the behavior. Maybe it will get some of them killed.

You all remember that "you are Jeff bezos" game, I hope: https://direkris.itch.io/you-are-jeff-bezos