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[–] 2 points 1 week ago

The mistake was talking to banks. We went to a mortgage broker. They get quotes from like 500 banks and tell you immediately the chances with each one. Sometimes banks reject you for random reasons, like their own exposure to the real estate market.

Plus we got 0.3% lower interest rate than the best offer we got directly from a bank. And the broker handled all the paperwork and communication with the bank.

Of course they got their commission, but if they save us money and effort, good for them, well deserved.

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