My investments are in 2x4 offcut bullion.

Inflation proof.

I mean, It's not the people with investments really feeling it. The S&P 500 is up 12.92% YTD and 26.96% since Trump took office again, and treasuries range from 4.89% to 5.69% depending on the term. I got a 5% raise in January and looking at another 5% raise here in a couple of months, and I've gotten 5% in bonuses throughout the year.

There are basically no investment vehicles right now that aren't significantly beating inflation. Unless you're playing the market yourself picking individual securities, which is really just gambling, not really investing.

It's the people struggling without a safety net already that are feeling it the most. Those are the people that need the relief.

Do your investments offer higher than 3.7% returns?

Treasuries are trading at north of 5%. If you can't get a 3.7% return right now, you need to find someone else to manage your money.