And the reason it has to be safe is not just because of investors, but because they're giant companies structured for making big games. You can't use a full team of UI designers on a small indie game with a fast development cycle. You can't really split those resources up among 100 tiny projects either. So if you want to make use of your big company and your in-house engine and all that, you have to make a billion dollar game and it has to earn back that money and it can't take any risks.
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