That sucks for sure, and is a sign of how a capitalist society treats working class people who can no longer work.

Totally. That's my point, just surviving capitalism and being able to "retire" doesn't mean you're suddenly rich or a capitalist who lives off interest on savings.

I would advise between generalizing though.

Yeah, that's the point of my original comment. I completely disagree that we should lump anyone who happens to have more than the bare minimum as part of the capitalist ruling class, who want for nothing and exploit others' labor for their benefit.