You're talking about the ends of Liberalism but never from the basis of the philosophers and minds who came up with the concept. This is the same disconnect people have with socialism. They view how it was played out, not what the core philosophies are.
I wouldn't say it is wrong, but it is definitely a perspective of how one can view a political theory, through theory or in practice. Do you view all governing philosophies with this lens?
I'd also argue a lot of what you said has more to do with religion but it is pretty hard to separate religion and governing styles when they intentionally intertwine themselves with beliefs like "god given rights" and what not.