I graduated in 2009, and my loan balances have only ever gone up, even after consistent payments this whole time (excluding the COVID pause). Thanks to this hypocritical Supreme Court that struck down student loan forgiveness because it was initiated by a Dem, my monthly payments for my federal loans went from around $100 to nearly $600. $600 is the bare minimum I’m allowed to pay now, and even after making those payments for the next 20 years my balance is still only expected to go up.

I’m just throwing my money away as my debt continues to increase, but I can’t stop making payments because it would ruin my credit, which I would need if I could ever afford a mortgage, which I’ll never be able afford because all my earnings go to rent, student loans, and food.

It’s all a scam to keep us poor. If you’re thinking about going to college, you should think equally hard about not going.