I'll give my scariest, and then a spooky one
Turned onto a highway from a stop light and 2 idiots were apparently racing and blew through the stoplight. One came so close to slamming into me at probably 90mph+, I could have put my hand out the window and touched their car. They swerved to avoid me and ended up crossing 2 lanes, hitting a ditch, launched into the air, literally grazed a huge tree and ended up skidding 50 yards or so across a field. Kid somehow walked away with out a scratch. My smart watch thought I was having a heart attack.
The spooky one.
I used to ghost hunt. One place we were at, I was taking a break in a hallway and felt a hand grab my leg. It was so distinct, that I could feel it was someone's right hand, the palm, thumb and individual fingers wrap around one at a time. It felt like warm static. I immediately took my recorder out, placed it in the middle of the hallway and asked a few questions to see if I could get a response. I left the recorder going and we all left the floor. When playing back the recording, you can hear us close the door and seconds later, you can hear a person walking in high heels on concrete/tile come from one end of the hall, pass over the recorder, and walk down the other end. Funny thing was the hallway was covered in carpet. This wasn't even the spookiest story I had, but one that was backed up by evidence.