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Health Care and Early Retirement (lemmy.world)
submitted 8 months ago by to c/fire@lemmy.ml
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One of the biggest factors in figuring out when early retirement is possible for me is the uncertainty of health care. I've looked into ACA plans, tried to estimate how much things will cost when life is healthy and when it isn't, and considered alternative scenarios, but haven't made myself comfortable, yet, with my options. What are you considering before you qualify for Medicare?

  • ACA and other commercial plans?
  • Spouse/partner not retiring early?
  • Participate in a country with universal/national healthcare?
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[–] 1 point 8 months ago

We're at least 5 years out from our earliest of early retirement, so we don't have a clear answer yet. Options we're exploring:

  • Student health insurance
  • Boutique subscription one-stop-shop heath care practice that doesn't take insurance
  • Work out a deal with current employer to work very low part-time hours to maintain employer subsidized health insurance
  • ACA plan unsubsidized
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