One of the biggest factors in figuring out when early retirement is possible for me is the uncertainty of health care. I've looked into ACA plans, tried to estimate how much things will cost when life is healthy and when it isn't, and considered alternative scenarios, but haven't made myself comfortable, yet, with my options. What are you considering before you qualify for Medicare?

  • ACA and other commercial plans?
  • Spouse/partner not retiring early?
  • Participate in a country with universal/national healthcare?
[–] 2 points 8 months ago* (2 children)

Thanks for keeping these going. Just joined and hope more people coming from Reddit can make this more active.

A decade is a long time. I've always been frugal, but I'd say that I've relaxed a bit in some spending as I've approached FI, mostly as it relates to things that make life easier (tools, software, etc.). I'm willing to pay more to make things happen a little faster. But, although spending as gone up more than normal for me, it is still less than my wage has increased.

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