Yeah, this bit was all I needei to know:
Besides all of that, if you'd rather not chat to randoms who also happen to have an unhealthy obsession with Arc Raiders, you'll likely need to pay an admittedly small subscription fee to rent your own ten-person community voice server. By that point, you're handing over card details and essentially fulfilling an age assurance check anyway. If you'd rather limit how much info your chat platform of choice has about you, there are arguably better options out there.