In scenario 1, can I still go out into my yard?
Eh, probably scenario 1 either way. I can spend the next 15 years making bank doing translations of books I want to read anyway. Maybe get a little academic clout working with dead languages. Make enough to build a house with a nice waterfront view, with a few acres of forest if I can go in the yard.
When I get bored of translations, I can try software development. Being fluent in every programming language should make me pretty productive.