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[–] 5 points 1 year ago (1 child)

I'm sorry to hear that. I was there 3 years ago on a smaller budget. I thought we were in a decent spot financially and then we had our first kid (planned) and my partner stayed home with our baby. Our income went down by roughly a third overnight and we had a $10k delivery bill and all the other new baby stuff. We burned though our savings in about 9 months even though I was working. I almost opted to sell my car but I was very fortunate to find a new job making about 30% more and we recovered. The stress in that situation is immense and I hope you find a way out.

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  • [–] 4 points 1 year ago

    Thank you, yeah I took a $30k pay cut into my current job after being laid off for 5 months, which destroyed us. Now I have to figure out how to consolidate and secure all the debt so we can get enough credit to consolidate and secure all the debt :) Hoping for a reversal like you, glad you found it.

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