The argument is mostly that if nobody has to work, too few people will choose to work, and then the quality of life for all will deteriorate. It is still true that our modern society requires an enormous amount of upkeep just to keep the quality of life where it is now. That's work and if nobody does it then services will stop functioning.

Technically speaking, one could theoretically survive solely on homeless shelters and soup kitchens right now in the modern day, without the need to work. This would keep you biologically alive, but for most people, this is a degrading, unfulfilling existence. Which motivates people to work (or steal).

You don’t sound religious at all, so I’m not sure why you mentioned that, but im completely against churches feeding and housing people because they impose rules upon the recipients. I don’t believe in charity, so that’s part of it.