Correct me if I’m wrong but Apple Pay, (not sure about Android Offerings), randomises the card number on every purchase.
This makes it difficult for companies to track you hence why they want you to scan the loyalty card.
I’ve been using my parents’ and colleagues’ loyalty cards instead. While I don’t get the points I do get the discount.
Other than bits already mentioned by others, the data they gather from your card payments is not theirs to sell. Yes, they can connect your card to receipts and know what you buy, when, where etc - but officially, they're not meant to keep/process/sell that data.
If you get a "Tesco Clubcard" or whatever, you formally agree to any and all data gathering, and Tesco own that data and can do what they want with it.
in the us there was a service which did this but it never took off.
You could have multiple cards; idk how it works for the US but maybe they cant see the card owner? So if a loyalty card is used with two credit cards it is useful to know it's most likly the same family or even the same person?
Wild speculation
It's more than that.
The original purpose of loyalty cards, or at least the purpose that is commonly known, is customer retention. Clubcard is a perfect example of this. To earn clubcard points, you need to spend money at Tesco, to get certain discounts, you need a clubcard. Customer data is one thing, but customer retention is another.
Appcard was developed by "Goldfinger," an Israeli residing in Israel, who also developed ICQ, iirc.
Hmm. They print out a receipt with everything I bought that trip. They can connect that to the card I used to pay. How do they not have all the purchases I make?
I think the loyalty card is just about pushing ads and "deals", and selling our data.
I don't use them, nor the apps, or any of that. I go to the store and buy my groceries once a week. I block ads everywhere. So, while they have the data, they don't have a path back to my brain, so I don't see whatever they're doing with it.
Can’t they just track everything you buy using your payment card?
That's why.
They can use them for all sorts of tracking and pair the data up with any data that they buy from other places. Also, many 'loyalty' cards - e.g. Tesco's one, only works really against the consumer as the customer is penalised for not having it. The prices only drop to normal prices when the card is used, with the higher price for those without a card.
Hands up, I haven't watched this video, but I guess it will explain better than anything I can - https://www.youtube.com/watch?v=psta0qkwk7M
In the states the company running the payment system (Visa, Mastercard etc) is a separate company than the supermarket and so they can’t necessarily group together all the purchases a single customer makes, let alone if they pay cash
Imagine a taxi driver, he might overhear your name and the address you’re going to, but that doesn’t mean he can go look up every taxi trip you took,
Now if you have a loyalty card there’s a single identity to group and market towards
Now take this all with a grain of salt, your system may be different, but the technique spread across markets
These days I think it's so they can retain price sensitive consumers (cheap and/or poor people), while making the maximum profit from price insensitive consumers (dumb and/or rich people) who wont bother to use one so will pay full price.
Five boxes of Quality Street.
I went to a chocolate tasting recently run by Cocoa Runners, who used Tony's as an example of what to watch out for when it comes to sneaky chocolate marketing - their thoughts on the matter here. Of course, I expect to find myself at another tasting in the future pointing their finger at the bad practices of Cocoa Runners, and so on and so on...
Sorry for your loss.
There's not much that the pixels you're reading can do, but know that there's friendly strangers out there.
My partner's a councellor, so I can just pass on the knowledge that it's completely natural to have all sorts of emotions, like guilt, anger, sadness about inanimate objects, etc. and it's all ok.
Next on the news, Chimp is found wearing glasses and plotting surreal escape in Chester Zoo.
I’m sorry for your loss. Mind yourself and take care of yourself.
To play devil's advocate this is just a normal day in the imperial core
cute little bastards that they are
It's so unfair, isn't it? You get all your ducks in a row and they start quacking at you.
A whirlwind, that's how I remember it. My condolences. I hope he left his affairs in a good state that doesn't require too much extra stress, cost, and family feuds
I've just finished my doing up my backroom which was the main blocker for me going to the gym because I had to sink every free hour I had into moving it forward.
Now that it's (basically) done, I suddenly have no excuse not to go the gym now. Other than the fact that I don't want to.
I know that feeling of great stress followed by relief, but one that you feel guilty about. It's a very odd feeling but a completely natural one.
Take some time and strengthen those bonds between those that have been affected. Get the support network in place between you, and then go and live your lives.
Back online! How?
In terms of violence, I think The Onion puts it best:
Arming every cop is also a uniquely terrible idea. We do have armed police in the UK, but they're specially trained and only really brought out for exceptional cases.
In terms of surveillance, well, you're not that much futher ahead of the rest of the world. The UK is similarly becoming a bit of a panopticon.
I get my news mostly via RSS, but I also check the headlines online and hear things through the grapevine. My main sources are: