No, take an example of a 2FA mandatory authentication for a bank transaction, security taken care at userspace.

Security at the userspace level should be taken care of by the company behind the apps.

Tone it down. Do you still want to be nurtured by the big corporations like them being your mommy? A solution is already out there, it is called secure boot. Google has unnecessarily convoluted the boot chain, and even the OS VM.

Do you think UEFI on a smartphone is a bad idea?

Also, the Android VM is not even necessary, it just makes development cumbersome, cross-platform compatibility worse, and I could go on.

Security should not control us, we should control security. In other words, this is not the right solution.

The 'modern' stuff breaks down faster due to 1) the fact that engineering has improved so much that obsolescence can be planned without compromising functionality. 2) 'Modern' stuff tries to cram in multiple features which are not necessary for its basic function. For this I blame the lack of diligence from buyers. The increased complexity means more parts that can fail. I bring up the example of SystemD (no offense to anyone, user's choice).

Why the fuck does it cost that much?!

In the case of competitors popping up, painfully long time. But acutely things are looking good. There is no money backing up these bullshit contracts.

What's that? Become a pirate?

Webshop, lol.

Great suggestion, funny I did not think of this earlier.

Alternatives please.

Prices going up has to match the demand for the supply. Price goes too high, then there is enough incentive for competitors to come into the market and increase supply. In the long run, it hurts the hoarders.