Thanks for the Tooltips. But I think instead of using a separate budgeting tool I could also just use my already existing banking solution and get the same result. These Budgeting Tools do not Hard limit or enforce a Budget. Because (for me) they are just more advanced Excel Sheets.

But I want something more in the way of:

• I sent some amount of money once per month
• I can choose projects I want to donate to
• Everything is tracked, but just visible for me
• No possibility at all to exceed my budget and no linkage to my real banking account

But I see that this intention of me was not clear in my inital post.

Thanks for the comment. But I think something like a simple budgeting tool does not really fit my need. I could use my existing banking solution and achieve the same thing. But I want harder restrictions like:

• Sent some money once per month
• No possibility to exceed the budget, because it is not linked to my bank account whatsoever

A simple spreadsheet is to "raw" for me. It basically boils down to: Everything needs to be setup manually. But I want to manage donations, not develop a donation management tool/Excel Sheet