... the 'temporarily embarassed millionaire' has 'aspirational' capital, in a fanciful, idealized future.

AKA, 'The American Dream'

Its a kind of faith-based magical thinking, delusion.

Which, as George Carlin let us all know, I think over a decade ago now...

... 'you have to be asleep, to believe.'

I had a fuckwit self-professed 'communist' co-worker many years ago that tried to tell me that my education and skills was my capital. :|

Ok dummy, but I get paid in capital /s

"b-but i have money" Has savings and stockshares that would last a year or two without work

Funny but true

"but some day I might! And then people like me better watch their step!"