Americans can’t have that, and are forced to upgrade regardless.

No, I'm in the USA, this is what they're offering in the USA, a year of extra security updates if you log in with an MS account and backing up the system to the cloud.

I'm actually a bit surprised the EU would allow it instead of just forcing MS to give everyone another free year of updates.

But I still see a potential Windows 7 situation happening, where they try to force the change, but so many people stay on Windows 10 and just accept the lack of updates that Microsoft will be eventually forced to push more security updates to not appear to endorse letting millions of machines become parts of botnets.

No, if you're in the EU you get 1 year updates free.

Microsoft has already made this available many months ago to US and the rest of the world, but required the weird MS login and settings backup to OneDrive. This is against EU rules, and the ruling that it isn't ok came like a month ago or so. Since then Ms has been scrambling to make this possible, but I know many people who didn't have the option even a week ago.

If you're in the US or most of the world (but not EU), you can enable 1 year of updates by logging in with Ms account + backing up settings once per OneDrive. This enables updates, and you can instantly undo both things again, which won't undo the update status.