I feel like the headline should be "and" rather than "but". Both are symptomatic of the same issue: it's too expensive to start a family. Fewer people are having kids in general, and then it takes time to build financial security, which is why it is happening later.

Not to mention pregnancies at older ages are likelier to cause complications for both mothers and newborns, so that only makes the situation more precarious.

Many of my friends that wanted families didn't do it because of the economic situation. The rich have too much money and everyone else too little.

There are easy solutions but rich people don't like them.

So the not boomers are being responsible kind of (yes, I understand inflation is a factor) and not surprisingly, boomers yet again showing why they shouldn't be in charge of anything right now.