It looks like it originally was posted in an AI community

It could also be mosaicism, where a mutation early in development led to some cell lines having black fur and others to having white. I dunno enough about cat genetics to say how close those genes are/how easily one can mutate into the other vs the likelihood of it being a chimera.

Biology can do far crazier things than color most of the extremities a different color... This is absolutely nowhere near enough uniformity or weirdness to declare it, "AI" ... and I fucking hate "AI".

I hate that it's even a plausible question, but the basic pattern is in no way a sign of "AI".

It's called piebaldism. It's caused in cats when melanistic cells (color causing cells) fail to migrate to all parts of the body during development. Such cats can have a wide variety of patterns from tuxedo cats to cow cats. This cat just has an unusual pattern.

A more common look:

https://en.wikipedia.org/wiki/Bicolor_cat

Chimerism causes left/right differences, not top to bottom.