or would you want a more efficient process?

Not sure what you're asking - but a large part of the reason that I find capitalism such a bad idea - and particularly the neoliberal private/public version - is that on top of the cost of the capital, you also need to pay out the profit to the parasitic owners.

I'd be very happy with less red tape, of course, provided that it was actually giving effeciency. But most capitalist moves in that direction are actually just increasing externalities - putting the risk on the public to increase private profits.